Health plans for small businesses, Individuals, & Families
Health Plans for Small Businesses & Individuals
Enroll now
Enroll now
Health Plans for Small Businesses & Individuals

INDIVIDUALS

Nationwide US Health Plans

Health, Vision, Dental, Life and Benefits.

Let’s build a plan that works for YOU

Through Associate membership in CSJB, Associate Members can obtain access to health benefits offered by the CSJB Health and Welfare Trust Fund.

H&W, Dental, Vision and Life benefits are Part of a Benefits Package

5 year average renewal of less than 3% – Trust established in 1958 – BCBS network since 2004 – Enrollment available year round – No underwriting

Features
H&W 125
DENTAL 125
VISION 125
LIFE 10K
ADMIN125
Union
Total
Employee Only
$731.00
$65.00
$10.00
$5.00
$100.00
$27.00
$938.00
Employee + Spouse
$1,500.00
$130.00
$22.00
$5.00
$200.00
$27.00
$1,884.00
Employee + (Children)
$1,146.00
$130.00
$22.00
$5.00
$200.00
$27.00
$1,530.00
Employee + Family
$1,636.00
$190.00
$35.00
$5.00
$200.00
$27.00
$2,093.00
Waived Employees



$5.00

$27.00
$32.00

Self Employed – Small Business – Families and Small Group Health

US Health Plans

Better Benefits for Independent Contractors and Companies

Book your free consultation

Freelancers

Freelancers often face high costs for individual health plans. PEO4YOU offers group plans with comprehensive benefits, making it easy and affordable to get quality coverage that suits your flexible lifestyle.

Independent Contractors

Independent workers can struggle to find affordable health benefits. PEO4YOU helps by providing access to group plans with great coverage options, offering peace of mind and financial stability without the need for a traditional employer.

Individuals

Navigating health benefits alone can be tough. PEO4YOU simplifies it with tailored group plans that lower costs and provide reliable coverage, ensuring you have the support you need without

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Alabama
Alaska
Arizona
Arkansas
California
Colorado
Connecticut
Delaware
Florida
Georgia
Hawaii
Idaho
Illinois
Indiana
Iowa
Kansas
Kentucky
Louisiana
Maine
Maryland
Massachusetts
Michigan
Minnesota
Mississippi
Missouri
Montana
Nebraska
Nevada
New Hampshire
New Jersey
New Mexico
New York
North Dakota
Ohio
Oklahoma
Oregon
Pennsylvania
Rhode Island
South Carolina
South Dakota
Tennessee
Texas
Utah
Vermont
Virginia
Washington
West Virginia
Wisconsin
Wyoming

In Alabama, PEO4You provides comprehensive health plans tailored for small businesses, freelancers, and independent contractors. Our plans, backed by Blue Cross Blue Shield, offer health, dental, vision, and life benefits, giving Alabamians access to affordable care that covers the essentials. We ensure that small companies and the self-employed can access quality healthcare options without breaking the bank. Learn More

Alaskans can count on PEO4You for versatile health plans designed for small businesses and independent professionals. In partnership with Blue Cross Blue Shield, our Alaska plans cover health and welfare, dental, vision, and life benefits. Perfect for the state’s unique workforce, our plans offer lower-cost alternatives for individuals, families, and businesses seeking flexible coverage options. Learn More

In Arizona, PEO4You brings a range of health plans suited to small business owners, freelancers, and independent contractors. Collaborating with Blue Cross Blue Shield, we offer affordable options that include health, dental, vision, and life benefits. Our plans ensure Arizonans have access to essential health services at competitive rates, making us a trusted choice for self-employed and family health needs. Learn More

Arkansas small businesses and independent workers have affordable healthcare options with PEO4You. Our collaboration with Blue Cross Blue Shield enables us to offer comprehensive health plans, including dental, vision, and life benefits. With our plans, Arkansans can expect lower-priced health coverage that supports their personal and business health needs. Learn More
In California, PEO4You partners with Blue Cross Blue Shield to provide adaptable health plans for small businesses, freelancers, and families. Our plans cover health, dental, vision, and life benefits, offering cost-effective solutions for individuals and companies alike. Californians can trust PEO4You to provide affordable healthcare options designed to meet the state’s diverse needs. Learn More
PEO4You’s health plans in Colorado, provided through Blue Cross Blue Shield, cater to small business owners, independent contractors, and families. Our coverage options, which include dental, vision, and life insurance, are structured to deliver affordable healthcare solutions that meet the needs of Colorado’s entrepreneurial spirit and diverse workforce. Learn More
For small businesses and self-employed individuals in Connecticut, PEO4You offers healthcare plans that prioritize affordability and comprehensive benefits. With Blue Cross Blue Shield, our Connecticut plans include health, dental, vision, and life benefits at prices designed to be accessible and competitive for small business owners and freelancers. Learn More
In Delaware, PEO4You provides a broad range of health plans in partnership with Blue Cross Blue Shield. Our options include health, dental, vision, and life insurance, aimed at small businesses and independent contractors seeking reliable and cost-effective coverage. Delawareans can count on our plans for high-quality, affordable healthcare solutions. Learn More

PEO4You’s health plans in Florida, backed by Blue Cross Blue Shield, are designed for small businesses, freelancers, and families seeking health, dental, vision, and life benefits. With lower prices than many competitors, Floridians can access comprehensive healthcare that adapts to their unique needs. Learn more

In Georgia, PEO4You offers flexible health plans for small businesses and the self-employed. Partnering with Blue Cross Blue Shield, our coverage includes health, dental, vision, and life benefits at affordable rates, making healthcare accessible to individuals, families, and small businesses throughout the state. Learn More

Our small business health plans and small company health solutions provide comprehensive health and welfare coverage, including dental, vision, and life benefits, to meet the unique needs of Hawaiians. Whether you’re a business owner in Honolulu supporting your team, an independent contractor in Maui, or part of a family in Kailua-Kona on the Big Island, PEO4You has the right solution for you. Discover the peace of mind that comes with quality health plans for independent contractors and families, tailored specifically for Hawaii. Learn More
At PEO4You, we offer flexible health plans designed for Idaho’s small businesses, independent contractors, and families. Our small business health plans and small company health solutions provide comprehensive health and welfare coverage, including dental, vision, and life benefits, to meet the unique needs of Idahoans. Whether you’re a business owner in Boise supporting your team, an independent contractor in Meridian, or part of a family in Idaho Falls, PEO4You has the right solution for you. Discover the peace of mind that comes with quality health plans for independent contractors and families, tailored specifically for Idaho. Learn More
At PEO4You, we offer flexible health plans designed for Illinois’s small businesses, independent contractors, and families. Our small business health plans and small company health solutions provide comprehensive health and welfare coverage, including dental, vision, and life benefits, to meet the unique needs of Illinoisans. Whether you’re a business owner in Chicago supporting your team, an independent contractor in Springfield, or part of a family in Naperville, PEO4You has the right solution for you. Discover the peace of mind that comes with quality health plans for independent contractors and families, tailored specifically for Illinois. Learn More
At PEO4You, we offer flexible health plans designed for Indiana’s small businesses, independent contractors, and families. Our small business health plans and small company health solutions provide comprehensive health and welfare coverage, including dental, vision, and life benefits, to meet the unique needs of Hoosiers. Whether you’re a business owner in Indianapolis supporting your team, an independent contractor in Fort Wayne, or part of a family in Evansville, PEO4You has the right solution for you. Discover the peace of mind that comes with quality health plans for independent contractors and families, tailored specifically for Indiana. Learn More

At PEO4You, we offer flexible health plans designed for Iowa’s small businesses, independent contractors, and families. Our small business health plans and small company health solutions provide comprehensive health and welfare coverage, including dental, vision, and life benefits, to meet the unique needs of Iowans. Whether you’re a business owner in Des Moines supporting your team, an independent contractor in Cedar Rapids, or part of a family in Davenport, PEO4You has the right solution for you. Discover the peace of mind that comes with quality health plans for independent contractors and families, tailored specifically for Iowa. Learn More

At PEO4You, we offer flexible health plans designed for Kansas’s small businesses, independent contractors, and families. Our small business health plans and small company health solutions provide comprehensive health and welfare coverage, including dental, vision, and life benefits, to meet the unique needs of Kansans. Whether you’re a business owner in Wichita supporting your team, an independent contractor in Overland Park, or part of a family in Topeka, PEO4You has the right solution for you. Discover the peace of mind that comes with quality health plans for independent contractors and families, tailored specifically for Kansas. Learn More

At PEO4You, we offer flexible health plans designed for Kentucky’s small businesses, independent contractors, and families. Our small business health plans and small company health solutions provide comprehensive health and welfare coverage, including dental, vision, and life benefits, to meet the unique needs of Kentuckians. Whether you’re a business owner in Louisville supporting your team, an independent contractor in Lexington, or part of a family in Bowling Green, PEO4You has the right solution for you. Discover the peace of mind that comes with quality health plans for independent contractors and families, tailored specifically for Kentucky. Learn More

At PEO4You, we offer flexible health plans designed for Louisiana’s small businesses, independent contractors, and families. Our small business health plans and small company health solutions provide comprehensive health and welfare coverage, including dental, vision, and life benefits, to meet the unique needs of Louisianans. Whether you’re a business owner in New Orleans supporting your team, an independent contractor in Baton Rouge, or part of a family in Lafayette, PEO4You has the right solution for you. Discover the peace of mind that comes with quality health plans for independent contractors and families, tailored specifically for Louisiana. Learn More

At PEO4You, we offer flexible health plans designed for Maine’s small businesses, independent contractors, and families. Our small business health plans and small company health solutions provide comprehensive health and welfare coverage, including dental, vision, and life benefits, to meet the unique needs of Mainers. Whether you’re a business owner in Portland supporting your team, an independent contractor in Bangor, or part of a family in Augusta, PEO4You has the right solution for you. Discover the peace of mind that comes with quality health plans for independent contractors and families, tailored specifically for Maine. Learn More

 At PEO4You, we offer flexible health plans designed for Marylans’s small businesses, independent contractors, and families. Our small business health plans and small company health solutions provide comprehensive health and welfare coverage, including dental, vision, and life benefits, to meet the unique needs of Mainers. Whether you’re a business owner in Portland supporting your team, an independent contractor in Bangor, or part of a family in Augusta, PEO4You has the right solution for you. Discover the peace of mind that comes with quality health plans for independent contractors and families, tailored specifically for Maryland. Learn More

At PEO4You, we offer flexible health plans designed for Massachusetts’ small businesses, independent contractors, and families. Our small business health plans and small company health solutions provide comprehensive health and welfare coverage, including dental, vision, and life benefits, to meet the unique needs of Massachusetts residents. Whether you’re a business owner in Boston supporting your team, an independent contractor in Worcester, or part of a family in Springfield, PEO4You has the right solution for you. Discover the peace of mind that comes with quality health plans for independent contractors and families, tailored specifically for Massachusetts. Learn More
At PEO4You, we offer flexible health plans designed for Michigan’s small businesses, independent contractors, and families. Our small business health plans and small company health solutions provide comprehensive health and welfare coverage, including dental, vision, and life benefits, to meet the unique needs of Michigan residents. Whether you’re a business owner in Detroit supporting your team, an independent contractor in Grand Rapids, or part of a family in Ann Arbor, PEO4You has the right solution for you. Discover the peace of mind that comes with quality health plans for independent contractors and families, tailored specifically for Michigan. Learn More
At PEO4You, we offer flexible health plans designed for Minnesota’s small businesses, independent contractors, and families. Our small business health plans and small company health solutions provide comprehensive health and welfare coverage, including dental, vision, and life benefits, to meet the unique needs of Minnesotans. Whether you’re a business owner in Minneapolis supporting your team, an independent contractor in Rochester, or part of a family in Duluth, PEO4You has the right solution for you. Discover the peace of mind that comes with quality health plans for independent contractors and families, tailored specifically for Minnesota. Learn More
At PEO4You, we offer flexible health plans designed for Mississippi’s small businesses, independent contractors, and families. Our small business health plans and small company health solutions provide comprehensive health and welfare coverage, including dental, vision, and life benefits, to meet the unique needs of Mississippians. Whether you’re a business owner in Jackson supporting your team, an independent contractor in Gulfport, or part of a family in Hattiesburg, PEO4You has the right solution for you. Discover the peace of mind that comes with quality health plans for independent contractors and families, tailored specifically for Mississippi. Learn More
At PEO4You, we offer flexible health plans designed for Missouri’s small businesses, independent contractors, and families. Our small business health plans and small company health solutions provide comprehensive health and welfare coverage, including dental, vision, and life benefits, to meet the unique needs of Missourians. Whether you’re a business owner in St. Louis supporting your team, an independent contractor in Kansas City, or part of a family in Springfield, PEO4You has the right solution for you. Discover the peace of mind that comes with quality health plans for independent contractors and families, tailored specifically for Missouri. Learn More
At PEO4You, we offer flexible health plans designed for Montana’s small businesses, independent contractors, and families.Our small business health plans and small company health solutions provide comprehensive health and welfare coverage, including dental, vision, and life benefits, to meet the unique needs of Montanans. Whether you’re a business owner in Billings supporting your team, an independent contractor in Missoula, or part of a family in Bozeman, PEO4You has the right solution for you. Discover the peace of mind that comes with quality health plans for independent contractors and families, tailored specifically for Montana. Learn More
At PEO4You, we offer flexible health plans designed for Nebraska’s small businesses, independent contractors, and families. Our small business health plans and small company health solutions provide comprehensive health and welfare coverage, including dental, vision, and life benefits, to meet the unique needs of Nebraskans. Whether you’re a business owner in Omaha supporting your team, an independent contractor in Lincoln, or part of a family in Grand Island, PEO4You has the right solution for you. Discover the peace of mind that comes with quality health plans for independent contractors and families, tailored specifically for Nebraska. Learn More
At PEO4You, we offer flexible health plans designed for Nevada’s small businesses, independent contractors, and families. Our small business health plans and small company health solutions provide comprehensive health and welfare coverage, including dental, vision, and life benefits, to meet the unique needs of Nevadans. Whether you’re a business owner in Las Vegas supporting your team, an independent contractor in Reno, or part of a family in Carson City, PEO4You has the right solution for you. Discover the peace of mind that comes with quality health plans for independent contractors and families, tailored specifically for Nevada. Learn More

At PEO4You, we offer flexible health plans designed for New Hampshire’s small businesses, independent contractors, and families. Our small business health plans and small company health solutions provide comprehensive health and welfare coverage, including dental, vision, and life benefits, to meet the unique needs of New Hampshirites. Whether you’re a business owner in Manchester supporting your team, an independent contractor in Concord, or part of a family in Nashua, PEO4You has the right solution for you. Discover the peace of mind that comes with quality health plans for independent contractors and families, tailored specifically for New Hampshire. Learn More

At PEO4You, we offer flexible health plans designed for New Jersey’s small businesses, independent contractors, and families. Our small business health plans and small company health solutions provide comprehensive health and welfare coverage, including dental, vision, and life benefits, to meet the unique needs of New Jersey residents. Whether you’re a business owner in Newark supporting your team, an independent contractor in Jersey City, or part of a family in Trenton, PEO4You has the right solution for you. Discover the peace of mind that comes with quality health plans for independent contractors and families, tailored specifically for New Jersey. Learn More
At PEO4You, we offer flexible health plans designed for New Mexico’s small businesses, independent contractors, and families. Our small business health plans and small company health solutions provide comprehensive health and welfare coverage, including dental, vision, and life benefits, to meet the unique needs of New Mexicans. Whether you’re a business owner in Albuquerque supporting your team, an independent contractor in Santa Fe, or part of a family in Las Cruces, PEO4You has the right solution for you. Discover the peace of mind that comes with quality health plans for independent contractors and families, tailored specifically for New Mexico. Learn More
At PEO4You, we offer flexible health plans designed for New York’s small businesses, independent contractors, and families. Our small business health plans and small company health solutions provide comprehensive health and welfare coverage, including dental, vision, and life benefits, to meet the unique needs of New Yorkers. Whether you’re a business owner in Manhattan supporting your team, an independent contractor in Brooklyn, or part of a family in Queens, PEO4You has the right solution for you. Discover the peace of mind that comes with quality health plans for independent contractors and families, tailored specifically for New York. Learn More
At PEO4You, we offer flexible health plans designed for North Dakota’s small businesses, independent contractors, and families. Our small business health plans and small company health solutions provide comprehensive health and welfare coverage, including dental, vision, and life benefits, to meet the unique needs of North Dakotans. Whether you’re a business owner in Bismarck supporting your team, an independent contractor in Fargo, or part of a family in Grand Forks, PEO4You has the right solution for you. Discover the peace of mind that comes with quality health plans for independent contractors and families, tailored specifically for North Dakota. Learn More
At PEO4You, we offer flexible health plans designed for Ohio’s small businesses, independent contractors, and families. Our small business health plans and small company health solutions provide comprehensive health and welfare coverage, including dental, vision, and life benefits, to meet the unique needs of Ohioans. Whether you’re a business owner in Columbus supporting your team, an independent contractor in Cleveland, or part of a family in Cincinnati, PEO4You has the right solution for you. Discover the peace of mind that comes with quality health plans for independent contractors and families, tailored specifically for Ohio. Learn More
At PEO4You, we offer flexible health plans designed for Oklahoma’s small businesses, independent contractors, and families. Our small business health plans and small company health solutions provide comprehensive health and welfare coverage, including dental, vision, and life benefits, to meet the unique needs of Oklahomans. Whether you’re a business owner in Oklahoma City supporting your team, an independent contractor in Tulsa, or part of a family in Norman, PEO4You has the right solution for you. Discover the peace of mind that comes with quality health plans for independent contractors and families, tailored specifically for Oklahoma. Learn More
At PEO4You, we offer flexible health plans designed for Oregon’s small businesses, independent contractors, and families. Our small business health plans and small company health solutions provide comprehensive health and welfare coverage, including dental, vision, and life benefits, to meet the unique needs of Oregonians. Whether you’re a business owner in Portland supporting your team, an independent contractor in Eugene, or part of a family in Salem, PEO4You has the right solution for you. Discover the peace of mind that comes with quality health plans for independent contractors and families, tailored specifically for Oregon. Learn More
At PEO4You, we offer flexible health plans designed for Pennsylvania’s small businesses, independent contractors, and families. Our small business health plans and small company health solutions provide comprehensive health and welfare coverage, including dental, vision, and life benefits, to meet the unique needs of Pennsylvanians. Whether you’re a business owner in Philadelphia supporting your team, an independent contractor in Pittsburgh, or part of a family in Harrisburg, PEO4You has the right solution for you. Discover the peace of mind that comes with quality health plans for independent contractors and families, tailored specifically for Pennsylvania. Learn More
At PEO4You, we offer flexible health plans designed for Rhode Island’s small businesses, independent contractors, and families. Our small business health plans and small company health solutions provide comprehensive health and welfare coverage, including dental, vision, and life benefits, to meet the unique needs of Rhode Islanders. Whether you’re a business owner in Providence supporting your team, an independent contractor in Warwick, or part of a family in Cranston, PEO4You has the right solution for you. Discover the peace of mind that comes with quality health plans for independent contractors and families, tailored specifically for Rhode Island. Learn More
At PEO4You, we offer flexible health plans designed for South Carolina’s small businesses, independent contractors, and families. Our small business health plans and small company health solutions provide comprehensive health and welfare coverage, including dental, vision, and life benefits, to meet the unique needs of South Carolinians. Whether you’re a business owner in Charleston supporting your team, an independent contractor in Columbia, or part of a family in Greenville, PEO4You has the right solution for you. Discover the peace of mind that comes with quality health plans for independent contractors and families, tailored specifically for South Carolina. Learn More
At PEO4You, we offer flexible health plans designed for Alaska’s small businesses, independent contractors, and families. Our small business health plans and small company health solutions provide comprehensive health and welfare coverage, including dental, vision, and life benefits, to meet the unique needs of Alaskans. Whether you’re a business owner in Anchorage supporting your team, an independent contractor in Fairbanks, or part of a family in Juneau, PEO4You has the right solution for you. Discover the peace of mind that comes with quality health plans for independent contractors and families, tailored specifically for Alaska. Learn More
At PEO4You, we offer flexible health plans designed for Tennessee’s small businesses, independent contractors, and families. Our small business health plans and small company health solutions provide comprehensive health and welfare coverage, including dental, vision, and life benefits, to meet the unique needs of Tennesseans. Whether you’re a business owner in Nashville supporting your team, an independent contractor in Memphis, or part of a family in Knoxville, PEO4You has the right solution for you. Discover the peace of mind that comes with quality health plans for independent contractors and families, tailored specifically for Tennessee. Learn More
At PEO4You, we offer flexible health plans designed for Texas’s small businesses, independent contractors, and families. Our small business health plans and small company health solutions provide comprehensive health and welfare coverage, including dental, vision, and life benefits, to meet the unique needs of Texans. Whether you’re a business owner in Houston supporting your team, an independent contractor in Dallas, or part of a family in Austin, PEO4You has the right solution for you. Discover the peace of mind that comes with quality health plans for independent contractors and families, tailored specifically for Texas. Learn More
At PEO4You, we offer flexible health plans designed for Utah’s small businesses, independent contractors, and families. Our small business health plans and small company health solutions provide comprehensive health and welfare coverage, including dental, vision, and life benefits, to meet the unique needs of Utahns. Whether you’re a business owner in Salt Lake City supporting your team, an independent contractor in Provo, or part of a family in Ogden, PEO4You has the right solution for you. Discover the peace of mind that comes with quality health plans for independent contractors and families, tailored specifically for Utah. Learn More

 At PEO4You, we offer flexible health plans designed for Vermont’s small businesses, independent contractors, and families. Our small business health plans and small company health solutions provide comprehensive health and welfare coverage, including dental, vision, and life benefits, to meet the unique needs of Vermonters. Whether you’re a business owner in Burlington supporting your team, an independent contractor in Montpelier, or part of a family in Rutland, PEO4You has the right solution for you. Discover the peace of mind that comes with quality health plans for independent contractors and families, tailored specifically for Vermont.Learn More

At PEO4You, we offer flexible health plans designed for Virginia’s small businesses, independent contractors, and families. Our small business health plans and small company health solutions provide comprehensive health and welfare coverage, including dental, vision, and life benefits, to meet the unique needs of Virginians. Whether you’re a business owner in Richmond supporting your team, an independent contractor in Arlington, or part of a family in Virginia Beach, PEO4You has the right solution for you. Discover the peace of mind that comes with quality health plans for independent contractors and families, tailored specifically for Virginia. Learn More

At PEO4You, we offer flexible health plans designed for Washington’s small businesses, independent contractors, and families. Our small business health plans and small company health solutions provide comprehensive health and welfare coverage, including dental, vision, and life benefits, to meet the unique needs of Washingtonians. Whether you’re a business owner in Seattle supporting your team, an independent contractor in Spokane, or part of a family in Tacoma, PEO4You has the right solution for you. Discover the peace of mind that comes with quality health plans for independent contractors and families, tailored specifically for Washington. Learn More
At PEO4You, we offer flexible health plans designed for West Virginia’s small businesses, independent contractors, and families. Our small business health plans and small company health solutions provide comprehensive health and welfare coverage, including dental, vision, and life benefits, to meet the unique needs of West Virginians. Whether you’re a business owner in Charleston supporting your team, an independent contractor in Morgantown, or part of a family in Huntington, PEO4You has the right solution for you. Discover the peace of mind that comes with quality health plans for independent contractors and families, tailored specifically for West Virginia. Learn More
At PEO4You, we offer flexible health plans designed for Wisconsin’s small businesses, independent contractors, and families. Our small business health plans and small company health solutions provide comprehensive health and welfare coverage, including dental, vision, and life benefits, to meet the unique needs of Wisconsinites. Whether you’re a business owner in Milwaukee supporting your team, an independent contractor in Madison, or part of a family in Green Bay, PEO4You has the right solution for you. Discover the peace of mind that comes with quality health plans for independent contractors and families, tailored specifically for Wisconsin. Learn More
At PEO4You, we offer flexible health plans designed for Wyoming’s small businesses, independent contractors, and families. Our small business health plans and small company health solutions provide comprehensive health and welfare coverage, including dental, vision, and life benefits, to meet the unique needs of Wyoming residents. Whether you’re a business owner in Cheyenne supporting your team, an independent contractor in Casper, or part of a family in Laramie, PEO4You has the right solution for you. Discover the peace of mind that comes with quality health plans for independent contractors and families, tailored specifically for Wyoming. Learn More

Independent Worker

Health Plans

Our services provide comprehensive solutions for individuals, independent workers, and families across the United States, offering reliable and affordable coverage options through US health plans. By providing US small business health plans and US health plans for self-employed individuals, we ensure access to essential benefits like preventive care, specialist visits, and prescription coverage, along with additional options for dental and vision care. Our plans also include life benefits to help you plan for the future and protect your loved ones. With streamlined enrollment and personalized support, we make it easy to find health plans for families in the US that meet your needs without the high costs often associated with individual plans. Discover the peace of mind that comes with quality, affordable coverage designed for individuals, families, and small businesses nationwide.

Health Plans for Individuals, Families & Small Businesses

Health

Protect your well-being with flexible and affordable health coverage. Get peace of mind knowing you’re prepared for any situation. Find the best plan for you today!
Health Plans for Individuals, Families & Small Businesses

Life

Customize your insurance with add-on benefits to cover every aspect of your life. From wellness perks to extended coverage, we have you covered. Explore our benefits now!
Health Plans for Individuals, Families & Small Businesses

Dental

Smile confidently with our comprehensive dental insurance. Cover routine check-ups, procedures, and more. Enroll now and keep your dental health in check!
Health Plans for Individuals, Families & Small Businesses

Vision

Take care of your eyes without breaking the bank. Our vision insurance offers extensive coverage for exams, glasses, and contacts. Start saving on vision care today!
peo4you health

Health

Protect your well-being with flexible and affordable health coverage. Get peace of mind knowing you’re prepared for any situation. Find the best plan for you today!
peo4you grid life

Life

Customize your health benefits with add-on benefits to cover every aspect of your life. From wellness perks to extended coverage, we have you covered. Explore our benefits now!
peo4you dental care

Dental

Smile confidently with our comprehensive dental benefits. Cover routine check-ups, procedures, and more. Enroll now and keep your dental health in check!
peo4you grid visiona

Vision

Take care of your eyes without breaking the bank. Our vision health benefits offer extensive coverage for exams, glasses, and contacts. Start saving on vision care today!

Health

Protect your well-being with flexible and affordable health coverage. Get peace of mind knowing you’re prepared for any situation. Find the best plan for you today!

Life

Customize your insurance with add-on benefits to cover every aspect of your life. From wellness perks to extended coverage, we have you covered. Explore our benefits now!

Dental

Smile confidently with our comprehensive dental insurance. Cover routine check-ups, procedures, and more. Enroll now and keep your dental health in check!

Vision

Take care of your eyes without breaking the bank. Our vision insurance offers extensive coverage for exams, glasses, and contacts. Start saving on vision care today!
Alexander Kady Tschopp
Co, Founders, Tailored Industry
Without changing payroll or going through underwriting, we saved over 50% on our medical plan while upgrading to a PPO, improving benefits, and reducing expected renewal increases. The savings allowed us to add dental and vision coverage and hire a new full-time employee to support our business growth.
Alexandra Estrada
Operations Manager at FOUR PAWS
Sam Newland is a valuable asset to our company. Thanks to his expertise and guidance, FOUR PAWS USA has made informed decisions to increase coverage and benefits while reducing costs for both employees and the company. We truly appreciate his efforts to provide our employees with high-quality, affordable plans.
Jacqueline Bellan
Manager, People Operations, Brio Systems
Sam is an expert in HR and Benefits. He took our preferences and guidelines to provide design solutions for both savings and growth strategies. He also spent time ensuring we understood every aspect of the healthcare plans we were considering, which can be challenging. With Sam’s help, we offered great benefits to our team, saved money, and grew quickly by attracting and retaining top talent.
Patrick Therrien
Founder & CEO, Nationals Scope Investigations
We were able to save almost 50% on our medical rates while fulfilling everything we were looking for
Jameson Reeves
Owner, Full Grip Games
I got a big health insurance rate increase, and I didn't like the recommendations from my large, nationally recognized employee benefits agency, so I decided to speak with other agencies. None of them could provide the same level of solutions that Sam was able to. Now, we are saving 40% on both medical and overall costs while massively upgrading the health insurance benefits.
Scarlett Bartlett
Operations Manager, Matthew Cunningham Landscape Design
MCLD has been working with Sam for many years. As we have grown and evolved as a company, they have been providing expert advice for our changing needs to help keep things simple and effiecient for the business and keep our employees happy. If and when anything comes up, we can always be confident that they will be there to help.
Jack Bazarbachian
Sako Auto Body, INC
Without changing payroll or undergoing medical underwriting, Sam helped reduce my business's health insurance rates by nearly 50%, all while improving the plan's benefits and network. He made the process effortless.
Chelsea Curtis
Founder, Managing Partner at Seaport Consulting
Sam is an incredible asset to a small business like ours. He was able to balance simplicity with inclusivity and completeness so that we were able to make choices that make our employees happy, and for much less than we expected. In addition to their deep knowledge, they have provided exceptional service by responding quickly and providing thoughtful business solutions.
Chrystin Comeau
Director, Clinic Operations at Cambridge Biotherapies
Sam worked with us to decrease our health costs by nearly 50% without rasing the deductible on employees or limiting the doctor network. These savings enabled us to add additional, valuable benefits. He was always willing to take a call or zoom meeting to epxlain anything we had questions about. The insurance landscape can be complicated and hard to navigate, but he helped us make great, informed choices.
Krystal Solimine
Sales Associate at RE/MAX Partners
We are loving the PEO4YOU plan. It is a much smoother experience with claims getting approved quickly. Just a much smoother experience and at a lower price than the alternative. I’m already telling friends and colleagues about it!
Karen M.

Absolutely loving the plan! Better than all other health insurance plans I have had. They have been flexible with my needs and it feels like I am getting a VIP, concierge treatment from customer service. I come from many years working in the health insurance industry. I didn't think my experience could be this good.
Chrystin Comeau
Director, Clinic Operations at Cambridge Biotherapies
Sam worked with us to decrease our health costs by nearly 50% without rasing the deductible on employees or limiting the doctor network. These savings enabled us to add additional, valuable benefits. He was always willing to take a call or zoom meeting to explain anything we had questions about. The insurance landscape can be complicated and hard to navigate, but he helped us make great, informed choices.
Chrystin Comeau - PEO4You Testimonial
Jameson Reeves
Owner, Full Grip Games
I got a big health insurance rate increase, and I didn't like the recommendations from my large, nationally recognized employee benefits agency, so I decided to speak with other agencies. None of them could provide the same level of solutions that Sam was able to. Now, we are saving 40% on both medical and overall costs while massively upgrading the health insurance benefits.
Jameson Reeves - PEO4You Testimonial
Jack Bazarbachian
Sako Auto Body, INC
Without changing payroll or undergoing medical underwriting, Sam helped reduce my business's health insurance rates by nearly 50%, all while improving the plan's benefits and network. He made the process effortless.
Jack Bazarbachian - PEO4You Testimonial
Dr. Hoorbod D, DO
Medical Sinai Healthcare PC, NY
The PEO4You plan lowered my family's cost substantially while improving my coverage. I've been so happy with it that friends, family, and colleagues have since joined the plan as well.
Dr Hoorbod - PEO4You Testimonial
Patrick Therrien
Founder & CEO, Nationals Scope Investigations
We were able to save almost 50% on our medical rates while fulfilling everything we were looking for
Patrick - PEO4You Testimonial
Dr. Elion Krok, MD
IMMC Health, NJ
Sam was able to take my family and business's situation and pull through where others failed. I am saving significantly while increasing my access to doctors.
Dr. Elion  - PEO4You Testimonial
Krystal Solimine
Sales Associate at RE/MAX Partners
We are loving the PEO4YOU plan. It is a much smoother experience with claims getting approved quickly. Just a much smoother experience and at a lower price than the alternative. I’m already telling friends and colleagues about it!
Krystal - PEO4You Testimonial
Karen M.

Absolutely loving the plan! Better than all other health insurance plans I have had. They have been flexible with my needs and it feels like I am getting a VIP, concierge treatment from customer service. I come from many years working in the health insurance industry. I didn't think my experience could be this good.
Karen M - PEO4You Testimonial
Alexandra Estrada
Operations Manager at FOUR PAWS
Sam Newland is a valuable asset to our company. Thanks to his expertise and guidance, FOUR PAWS USA has made informed decisions to increase coverage and benefits while reducing costs for both employees and the company. We truly appreciate his efforts to provide our employees with high-quality, affordable plans.
Alexandra - PEO4You Testimonial
Alexander Kady Tschopp
Co, Founders, Tailored Industry
Without changing payroll or going through underwriting, we saved over 50% on our medical plan while upgrading to a PPO, improving benefits, and reducing expected renewal increases. The savings allowed us to add dental and vision coverage and hire a new full-time employee to support our business growth.
Alexander - PEO4You Testimonial
Scarlett Bartlett
Operations Manager, Matthew Cunningham Landscape Design
MCLD has been working with Sam for many years. As we have grown and evolved as a company, they have been providing expert advice for our changing needs to help keep things simple and effiecient for the business and keep our employees happy. If and when anything comes up, we can always be confident that they will be there to help.
Scarlett - PEO4You Testimonial
Chelsea Curtis
Founder, Managing Partner at Seaport Consulting
Sam is an incredible asset to a small business like ours. He was able to balance simplicity with inclusivity and completeness so that we were able to make choices that make our employees happy, and for much less than we expected. In addition to their deep knowledge, they have provided exceptional service by responding quickly and providing thoughtful business solutions.
Chelsea - PEO4You Testimonial
Jacqueline Bellan
Manager, People Operations, Brio Systems
Sam is an expert in HR and Benefits. He took our preferences and guidelines to provide design solutions for both savings and growth strategies. He also spent time ensuring we understood every aspect of the healthcare plans we were considering, which can be challenging. With Sam’s help, we offered great benefits to our team, saved money, and grew quickly by attracting and retaining top talent.
Jacqueline - PEO4You Testimonial
Testimonials

What Our Clients Say

Read how Clever has transformed productivity for our users
and hear their success stories.

peo4you client Alexandra Estrada

Sam Newland is a valuable asset to our company. Thanks to his expertise and guidance, FOUR PAWS USA has made informed decisions to increase coverage and benefits while reducing costs for both employees and the company. We truly appreciate his efforts to provide our employees with high-quality, affordable plans.

Alexandra Estrada

Operations Manager at Spectrum
peo4you user say section frame
Spectrum
peo4you Abstract Design
peo4you client Alexandra Estrada

Sam worked with us to decrease our health costs by nearly 50% without rasing the deductible on employees or limiting the doctor network. These savings enabled us to add additional, valuable benefits. He was always willing to take a call or zoom meeting to explain anything we had questions about. The landscape can be complicated and hard to navigate, but he helped us make great, informed choices.

Chrystin Comeau

Director, Clinic Operations at Cambridge Biotherapies
peo4you Abstract Design
peo4you client Alexandra Estrada

I got a big health benefits rate increase, and I didn't like the recommendations from my large, nationally recognized employee benefits agency, so I decided to speak with other agencies. None of them could provide the same level of solutions that Sam was able to. Now, we are saving 40% on both medical and overall costs while massively upgrading the health benefits.

Jameson Reeves

Owner, Full Grip Games
peo4you Abstract Design
peo4you client Alexandra Estrada

Without changing payroll or undergoing medical underwriting, Sam helped reduce my business's health benefits rates by nearly 50%, all while improving the plan's benefits and network. He made the process effortless.

Jack Bazarbachian

Sako Auto Body, INC
jack logo
peo4you Abstract Design
peo4you client Alexandra Estrada

The PEO4You plan lowered my family's cost substantially while improving my coverage. I've been so happy with it that friends, family, and colleagues have since joined the plan as well.

Dr. Hoorbod D, DO

Medical Sinai Healthcare PC, NY
peo4you Abstract Design
peo4you client Alexandra Estrada

We were able to save almost 50% on our medical rates while fulfilling everything we were looking for

Patrick Therrien

Founder & CEO, Nationals Scope Investigations
Nationals Scope Investigations
peo4you Abstract Design
peo4you client Alexandra Estrada

Sam was able to take my family and business's situation and pull through where others failed. I am saving significantly while increasing my access to doctors.

Dr. Elion Krok, MD

IMMC Health, NJ
IMMC Health
peo4you Abstract Design
peo4you client Alexandra Estrada

We are loving the PEO4YOU plan. It is a much smoother experience with claims getting approved quickly. Just a much smoother experience and at a lower price than the alternative. I’m already telling friends and colleagues about it!

Krystal Solimine

Sales Associate at RE/MAX Partners
REMAX
peo4you Abstract Design
peo4you client Alexandra Estrada

Absolutely loving the plan! Better than all other health benefits plans I have had. They have been flexible with my needs and it feels like I am getting a VIP, concierge treatment from customer service. I come from many years working in the health benefits industry. I didn't think my experience could be this good.

Karen M.

Karen M.
peo4you user say section frame
Karen M.
peo4you Abstract Design
peo4you client Alexandra Estrada

Sam Newland is a valuable asset to our company. Thanks to his expertise and guidance, FOUR PAWS USA has made informed decisions to increase coverage and benefits while reducing costs for both employees and the company. We truly appreciate his efforts to provide our employees with high-quality, affordable plans.

Alexandra Estrada

Operations Manager at Spectrum
spectrum-logo
peo4you Abstract Design
Health plans for small businesses, Individuals, & Families

Without changing payroll or going through underwriting, we saved over 50% on our medical plan while upgrading to a PPO, improving benefits, and reducing expected renewal increases. The savings allowed us to add dental and vision coverage and hire a new full-time employee to support our business growth.

Alexander Kady Tschopp

Co, Founders, Tailored Industry
Tailored Industry
peo4you Abstract Design
Health plans for small businesses, Individuals, & Families

MCLD has been working with Sam for many years. As we have grown and evolved as a company, they have been providing expert advice for our changing needs to help keep things simple and effiecient for the business and keep our employees happy. If and when anything comes up, we can always be confident that they will be there to help.

Scarlett Bartlett

Operations Manager, Matthew Cunningham Landscape Design
Matthew Cunningham Landscape Design
peo4you Abstract Design
Health plans for small businesses, Individuals, & Families

Sam is an incredible asset to a small business like ours. He was able to balance simplicity with inclusivity and completeness so that we were able to make choices that make our employees happy, and for much less than we expected. In addition to their deep knowledge, they have provided exceptional service by responding quickly and providing thoughtful business solutions.

Chelsea Curtis

Founder, Managing Partner at Seaport Consulting
Seaport Consulting
peo4you Abstract Design
Health plans for small businesses, Individuals, & Families

Sam is an expert in HR and Benefits. He took our preferences and guidelines to provide design solutions for both savings and growth strategies. He also spent time ensuring we understood every aspect of the healthcare plans we were considering, which can be challenging. With Sam’s help, we offered great benefits to our team, saved money, and grew quickly by attracting and retaining top talent.

Jacqueline Bellan

Manager, People Operations, Brio Systems
Brio Systems
peo4you Abstract Design
Vin

My wife's medical emergency resulted in $300,000 in medical bills and over 90 claims - not one of them was denied and all costs covered by our $3800 per year max. She is still going to PT after 140 visits and we don't need to call and get more approvals. The rehab staff rave about our coverage. Also, I was the first patient in over eight years whose PRP treatments were covered, saving me over $3900. This plan really works.

Vin Cannistraro

PEO4YOU Member
vin Featured Logo
peo4you Abstract Design
Chrystin Comeau
Director, Clinic Operations at Cambridge Biotherapies
Sam worked with us to decrease our health costs by nearly 50% without rasing the deductible on employees or limiting the doctor network. These savings enabled us to add additional, valuable benefits. He was always willing to take a call or zoom meeting to explain anything we had questions about. The landscape can be complicated and hard to navigate, but he helped us make great, informed choices.
Chrystin Comeau - PEO4You Testimonial
Jameson Reeves
Owner, Full Grip Games
I got a big health benefits rate increase, and I didn't like the recommendations from my large, nationally recognized employee benefits agency, so I decided to speak with other agencies. None of them could provide the same level of solutions that Sam was able to. Now, we are saving 40% on both medical and overall costs while massively upgrading the health benefits.
Jameson Reeves - PEO4You Testimonial
Jack Bazarbachian
Sako Auto Body, INC
Without changing payroll or undergoing medical underwriting, Sam helped reduce my business's health benefits rates by nearly 50%, all while improving the plan's benefits and network. He made the process effortless.
Jack Bazarbachian - PEO4You Testimonial
Dr. Hoorbod D, DO
Medical Sinai Healthcare PC, NY
The PEO4You plan lowered my family's cost substantially while improving my coverage. I've been so happy with it that friends, family, and colleagues have since joined the plan as well.
Dr Hoorbod - PEO4You Testimonial
Patrick Therrien
Founder & CEO, Nationals Scope Investigations
We were able to save almost 50% on our medical rates while fulfilling everything we were looking for
Patrick - PEO4You Testimonial
Dr. Elion Krok, MD
IMMC Health, NJ
Sam was able to take my family and business's situation and pull through where others failed. I am saving significantly while increasing my access to doctors.
Dr. Elion  - PEO4You Testimonial
Krystal Solimine
Sales Associate at RE/MAX Partners
We are loving the PEO4YOU plan. It is a much smoother experience with claims getting approved quickly. Just a much smoother experience and at a lower price than the alternative. I’m already telling friends and colleagues about it!
Krystal - PEO4You Testimonial
Karen M.

Absolutely loving the plan! Better than all other health benefits plans I have had. They have been flexible with my needs and it feels like I am getting a VIP, concierge treatment from customer service. I come from many years working in the health benefits industry. I didn't think my experience could be this good.
Karen M - PEO4You Testimonial
Alexandra Estrada
Operations Manager at FOUR PAWS
Sam Newland is a valuable asset to our company. Thanks to his expertise and guidance, FOUR PAWS USA has made informed decisions to increase coverage and benefits while reducing costs for both employees and the company. We truly appreciate his efforts to provide our employees with high-quality, affordable plans.
Alexandra - PEO4You Testimonial
Alexander Kady Tschopp
Co, Founders, Tailored Industry
Without changing payroll or going through underwriting, we saved over 50% on our medical plan while upgrading to a PPO, improving benefits, and reducing expected renewal increases. The savings allowed us to add dental and vision coverage and hire a new full-time employee to support our business growth.
Alexander - PEO4You Testimonial
Scarlett Bartlett
Operations Manager, Matthew Cunningham Landscape Design
MCLD has been working with Sam for many years. As we have grown and evolved as a company, they have been providing expert advice for our changing needs to help keep things simple and effiecient for the business and keep our employees happy. If and when anything comes up, we can always be confident that they will be there to help.
Scarlett - PEO4You Testimonial
Chelsea Curtis
Founder, Managing Partner at Seaport Consulting
Sam is an incredible asset to a small business like ours. He was able to balance simplicity with inclusivity and completeness so that we were able to make choices that make our employees happy, and for much less than we expected. In addition to their deep knowledge, they have provided exceptional service by responding quickly and providing thoughtful business solutions.
Chelsea - PEO4You Testimonial
Jacqueline Bellan
Manager, People Operations, Brio Systems
Sam is an expert in HR and Benefits. He took our preferences and guidelines to provide design solutions for both savings and growth strategies. He also spent time ensuring we understood every aspect of the healthcare plans we were considering, which can be challenging. With Sam’s help, we offered great benefits to our team, saved money, and grew quickly by attracting and retaining top talent.
Jacqueline - PEO4You Testimonial
Vin Cannistraro
PEO4YOU Member
My wife's medical emergency resulted in $300,000 in medical bills and over 90 claims - not one of them was denied and all costs covered by our $3800 per year max. She is still going to PT after 140 visits and we don't need to call and get more approvals. The rehab staff rave about our coverage. Also, I was the first patient in over eight years whose PRP treatments were covered, saving me over $3900. This plan really works.
Vin

FAQ

Frequently Asked Questions

Book your free consultation
When selecting a health plan, consider factors such as cost (premiums, deductibles, and out-of-pocket maximums), coverage options (including preventive care, emergency services, and prescription drugs), and network restrictions. Make sure the plan covers your preferred doctors and healthcare providers.
When selecting a health plan, consider factors such as cost (premiums, deductibles, and out-of-pocket maximums), coverage options (including preventive care, emergency services, and prescription drugs), and network restrictions. Make sure the plan covers your preferred doctors and healthcare providers.
The out-of-pocket maximum is the most you’ll have to pay in a year for covered services. After you reach this amount, the plan covers 100% of the allowed amount for covered services. This includes deductibles, copayments, and coinsurance but not your monthly premium.
Yes. This plan covers all of the essential health benefits that are required by the ACA. Below are the differences that might be different from plans in states like MA which have more coverage requirements than the rest of the country:
Yes.
No. Plan enrollment is all – health, dental, vision, life – or nothing.
Yes. Whether you have 1 child or 10, you will pay the same family rate. The rates do not change based on age as well.
No. This plan is guaranteed issue and does not have pre-existing conditions and exclusions other than the below:

– Exclusions:

  • No Bariatric Surgery
  • No Acupuncture
  • No GLP1 Drugs for Weightloss (Approved for Diabetes)
Health Plans for Individuals, Families & Small Businesses



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      Health Plans for Small Businesses & Individuals
      location
      149 Parsons Street 
      Brighton, MA 02135

      Affordable health and benefits plans for small businesses, freelancers, and independent contractors.

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