Illinois Health Plans
Discover Comprehensive Health Plans Tailored for Illinois’s Small Businesses, Freelancers, Independent Contractors, Families, and Other Small Groups
At PEO4You, we understand the unique challenges faced by Illinois’s smaller teams and individuals when it comes to securing affordable, high-quality healthcare. Our small business health plans are specifically designed to provide coverage options that meet the diverse needs of Illinoisans, ensuring access to essential health and welfare benefits, including dental, vision, and life insurance.
Whether you’re based in Chicago, Springfield, Naperville, Peoria, or any of Illinois’s communities, our plans are built to serve independent contractors, freelancers, and families with cost-effective alternatives to traditional healthcare options. PEO4You’s flexible health solutions provide peace of mind and valuable benefits for small businesses and the self-employed across Illinois, ensuring you and your loved ones have access to the care you need at a price you can afford.
Know Your Health & Wellness Benefits
Medical
BCBS PPO National Network
| Deductible: | $1,000 |
| Coinsurance: | 80/20 |
| Out-of-Pocket: | $3,800 |
| Primary Care Co-pay: | $25 |
| Wellness & Teledoc Visits: | No Charge |
(In-network only)
See SBC for details.
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Dental
Principal PPO Dental Network
| Annual deductible network | Coinsurance network pays | |
| Preventative | $0 | 100% |
| Basic | $50 | 80% |
| Major | $50 | 50% |
Max benefit: $2,000 per calendar year
New Benefit: Implant coverage (see SBC for details).
Vision
VSP Vision
| Exams: $10 copay, 1 exam every 12 mo |
| Glasses: $25 copay for single lenses |
| Frames: Up to $250 every 24 mo |
| Contacts: Up to $250 every 12 mo |
LIFE
10K Death Benefit
Links of Interest
×
How to Find a Doctor
DO:
- Click here
-
Update the Provider City
-
Search Proper Names
- Search Name Variations
- Doctor Websites
- Name on Google
- Maiden Name
- For Double Last Names such as Manuel-Lopez try:
- Manuel
- Lopez
- Manuel-Lopez
Do NOT:
- Use Hospital or Doctor Nicknames
H&W, Dental, Vision and Life benefits are
Part of a Benefits Package
5 year average renewal of less than 3% – Trust established in 1958 – BCBS network since 2004 –
Enrollment available year round – No underwriting
| Features | H&W 125 | DENTAL 125 | VISION 125 | LIFE 10K | ADMIN125 | Union | Total |
|---|---|---|---|---|---|---|---|
| Employee Only | $731.00 | $65.00 | $10.00 | $5.00 | $100.00 | $27.00 | $938.00 |
| Employee + Spouse | $1,500.00 | $130.00 | $22.00 | $5.00 | $200.00 | $27.00 | $1,884.00 |
| Employee + (Children) | $1,146.00 | $130.00 | $22.00 | $5.00 | $200.00 | $27.00 | $1,530.00 |
| Employee + Family | $1,636.00 | $190.00 | $35.00 | $5.00 | $200.00 | $27.00 | $2,093.00 |
| Waived Employees | $5.00 | $27.00 | $32.00 |
At PEO4You, we offer flexible health plans designed for Illinois’s small businesses, independent contractors, and families. Our small business health plans and small company health solutions provide comprehensive health and welfare coverage, including dental, vision, and life benefits, to meet the unique needs of Illinoisans. Whether you’re a business owner in Chicago supporting your team, an independent contractor in Springfield, or part of a family in Naperville, PEO4You has the right solution for you. Discover the peace of mind that comes with quality health plans for independent contractors and families, tailored specifically for Illinois.
