PEO4YOU is your independent benefits brokerage — and home to the PEO4YOU Taft-Hartley plan. We compare all six plan strategies to find the right fit, backed by free tools to model your decision. Looking for our dedicated employee benefits brokerage? Visit BENEFITRA.
*70% of companies say yes once quoted. We show all the options — the right one becomes obvious.
Better benefits, better retention. Less recruiting cost, more institutional knowledge.
Use your own data and projections. Every tool is free, no sign-up required.
See exactly how different funding strategies handle your specific claims scenario and how much you could save over 2 to 6 years. Model renewals across fully insured, self-funded, captive, and more.
Best for: Employers, Brokers, Risk Managers
Stress Test Your Renewal →Translate your benefits spend into measurable returns. See how your investment in employee health impacts retention, productivity, and your bottom line.
Best for: HR Leaders, Employers, CFOs
Calculate Your ROI →Project your health plan costs across funding strategies. Compare self-funded, level-funded, strategic captive, Taft Hartley, PEO fully insured, and fully insured approaches to find the right fit for your organization.
Best for: Employers, Brokers, Benefits Consultants
Project Health Insurance Costs →Planning an exit in the next few years? See how simple improvements to HR, benefits offerings, and compliance processes can impact your expected sales value based on business industry sales databases.
Best for: Employers, Brokers, CFOs
Value Your Business →Answer a few questions about your company and get a personalized savings roadmap with verified estimates and employee impact ratings. Explore 25+ strategies tailored to your situation.
Best for: Employers, Brokers, Benefits Consultants
Build Your Strategy →Assess your health insurance plan quality, project expected HRA costs, and benchmark your competitiveness within your industry. The tool brokers don't want you to have.
Best for: Employers, HR Leaders, CFOs
Launching Soon →Get a free, no-obligation benefits analysis comparing all six strategies for your business.
Book Your Free Consultation →PEO4YOU is the PEO arm. BENEFITRA is the dedicated employee benefits brokerage with six funding strategies on the table (Fully insured, Level funded, ICHRA, PEO, Self funded, Taft Hartley) for employers who want every option before deciding. Start there if benefits is what you're shopping.
Visit BENEFITRA Employee Benefits →The right starting point for employee-benefits decisions. Case studies below if you want PEO outcomes specifically.
See how businesses like yours solved their biggest benefits challenges.
Cut operating costs in order to increase sale value
Read case study → Case StudySolutions designed to cut workers' compensation rates for high-cost occupations
Read case study → Case StudyHealth plans designed to improve employee satisfaction and loyalty
Read case study → Case StudyPredictable premiums and long-term cost control
Read case study → Case StudySolutions designed for reducing costs while maintaining provider networks
Read case study →We compare every option so the right one becomes obvious. Most buyers do not know all six exist.
Our independent, multi-employer Taft-Hartley plan. Built for groups that want big-pool stability without surrendering control of their HR.
Learn more →Predictable monthly payment with a year-end refund when claims run low. A common first step away from fully insured.
Learn more →You pay actual claims plus stop-loss protection. Maximum transparency, maximum upside when your population stays healthy.
Learn more →Pool your stop-loss risk with other employers. Lower volatility than going alone, more leverage than fully insured.
Learn more →The traditional model. Carrier takes the risk, you pay the renewal. Simple, but you lose the savings when claims are low.
Learn more →Fully insured coverage delivered through a Professional Employer Organization. Bundled HR, payroll, and benefits administration.
Learn more →Expert analysis on premium trends, legislative changes, and benefits strategy.
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