INDIVIDUALS
Health plan for Business
AS SEEN ON















Health, Vision, Dental, Life and Benefits.
Let’s build a plan that works for your business
Through Associate membership in CSJB, Associate Members can obtain access to health benefits offered by the CSJB Health and Welfare Trust Fund.
Know Your Health & Wellness Benefits

Medical
BCBS PPO National Network
Deductible: | $1,000 |
Coinsurance: | 80/20 |
Out-of-Pocket: | $3,800 |
Primary Care Co-pay: | $25 |
Wellness & Teledoc Visits: | No Charge |
(In-network only)
See SBC for details.


Dental
Principal PPO Dental Network
Annual deductible network | Coinsurance network pays | |
Preventative | $0 | 100% |
Basic | $50 | 80% |
Major | $50 | 50% |
Max benefit: $2,000 per calendar year
New Benefit: Implant coverage (see SBC for details).

Vision
VSP Vision
Exams: $10 copay, 1 exam every 12 mo |
Glasses: $25 copay for single lenses |
Frames: Up to $250 every 24 mo |
Contacts: Up to $250 every 12 mo |
LIFE
10K Death Benefit
Links of Interest

How to Find a Doctor
DO:
- Click here
-
Update the Provider City
-
Search Proper Names
- Search Name Variations
- Doctor Websites
- Name on Google
- Maiden Name
- For Double Last Names such as Manuel-Lopez try:
- Manuel
- Lopez
- Manuel-Lopez
Do NOT:
- Use Hospital or Doctor Nicknames

H&W, Dental, Vision and Life benefits are
part of a benefits package
Enrollment available year round – No underwriting
Features | H&W 125 | DENTAL 125 | VISION 125 | LIFE 10K | ADMIN125 | Union | Total |
---|---|---|---|---|---|---|---|
Only | $731.00 | $65.00 | $10.00 | $5.00 | $100.00 | $27.00 | $938.00 |
Spouse | $1,500.00 | $130.00 | $22.00 | $5.00 | $200.00 | $27.00 | $1,884.00 |
Children | $1,146.00 | $130.00 | $22.00 | $5.00 | $200.00 | $27.00 | $1,530.00 |
Family | $1,636.00 | $190.00 | $35.00 | $5.00 | $200.00 | $27.00 | $2,093.00 |
Small Business Health Plans
Your Employees Will Thank You.
Better Benefits for Independent Contractors and Companies
Independent Contractors and Solo Businesses
For freelancers and single-employee businesses, PEO4You provides affordable, high-quality health benefits through CSJB membership, giving you the peace of mind you need to focus on your work.
Small Businesses (2-500 Employees)
Small businesses with two or more employees and payroll setup can access tailored group benefits, including health, dental, vision, and life insurance. PEO4You supports you in providing valuable benefits for your team without the need for a large company budget.
Nonprofits, LLCs, and Community Organizations
Organizations like LLCs, nonprofits, and small community groups can rely on PEO4You for customizable health plans that ensure team members are covered, enabling you to focus on your mission and growth.
SMALL BUSINESS HEALTH PLANS
Health Plans
Our services provide comprehensive health plan solutions specifically designed for small businesses, whether you’re a solo entrepreneur, a small team, or a community-focused organization. PEO4You offers group health plans that include essential benefits like preventive care, specialist visits, and prescription coverage, with additional options for dental and vision care. We also offer life insurance to help you plan for the future and protect your team members and their families.
With streamlined enrollment and personalized support, PEO4You makes it easy for small businesses to access affordable, high-quality health coverage without the high costs typically associated with individual plans. Our plans are tailored to meet the unique needs of small businesses, providing peace of mind and financial stability for you and your team.

Health
Protect your well-being with flexible and affordable health coverage. Get peace of mind knowing you’re prepared for any situation. Find the best plan for you today!

Benefits
Customize your insurance with add-on benefits to cover every aspect of your life. From wellness perks to extended coverage, we have you covered. Explore our benefits now!

Dental
Smile confidently with our comprehensive dental insurance. Cover routine check-ups, procedures, and more. Enroll now and keep your dental health in check!

Vision
Take care of your eyes without breaking the bank. Our vision insurance offers extensive coverage for exams, glasses, and contacts. Start saving on vision care today!









What should I consider when choosing an individual health plan?
When selecting a health plan, consider factors such as cost (premiums, deductibles, and out-of-pocket maximums), coverage options (including preventive care, emergency services, and prescription drugs), and network restrictions. Make sure the plan covers your preferred doctors and healthcare providers.
Can I switch health plans after enrollment?
Generally, you can switch plans during open enrollment periods, which occur annually, or if you qualify for a special enrollment period (SEP) due to life events such as marriage, birth of a child, or loss of other coverage. Make sure to review your options each year, as plans and premiums can change.
What are out-of-pocket maximums?
The out-of-pocket maximum is the most you’ll have to pay in a year for covered services. After you reach this amount, the plan covers 100% of the allowed amount for covered services. This includes deductibles, copayments, and coinsurance but not your monthly premium.
