California Health Plans
Discover Comprehensive Health Plans Tailored for California’s Small Businesses, Freelancers, Independent Contractors, Families, and Other Small Groups
At PEO4You, we understand the unique challenges faced by California’s smaller teams and individuals when securing affordable, high-quality healthcare. Our small business health plans are designed to provide coverage options that cater to diverse needs, ensuring access to essential health and welfare, dental, vision, and life benefits.
Whether you’re in Los Angeles, San Francisco, San Diego, or Sacramento, our plans provide health plans for independent contractors, freelancers, and family plans that offer lower-cost alternatives compared to other options in the market. PEO4You’s flexible health solutions are crafted to provide peace of mind and valuable benefits for small businesses and the self-employed across California, ensuring you have access to the right care at the right price.


Know Your Health & Wellness Benefits

Medical
BCBS PPO National Network
Deductible: | $1,000 |
Coinsurance: | 80/20 |
Out-of-Pocket: | $3,800 |
Primary Care Co-pay: | $25 |
Wellness & Teledoc Visits: | No Charge |
(In-network only)
See SBC for details.


Dental
Principal PPO Dental Network
Annual deductible network | Coinsurance network pays | |
Preventative | $0 | 100% |
Basic | $50 | 80% |
Major | $50 | 50% |
Max benefit: $2,000 per calendar year
New Benefit: Implant coverage (see SBC for details).

Vision
VSP Vision
Exams: $10 copay, 1 exam every 12 mo |
Glasses: $25 copay for single lenses |
Frames: Up to $250 every 24 mo |
Contacts: Up to $250 every 12 mo |
LIFE
10K Death Benefit
Links of Interest

How to Find a Doctor
DO:
- Click here
-
Update the Provider City
-
Search Proper Names
- Search Name Variations
- Doctor Websites
- Name on Google
- Maiden Name
- For Double Last Names such as Manuel-Lopez try:
- Manuel
- Lopez
- Manuel-Lopez
Do NOT:
- Use Hospital or Doctor Nicknames

H&W, Dental, Vision and Life benefits are
Part of a Benefits Package
5 year average renewal of less than 3% – Trust established in 1958 – BCBS network since 2004 –
Enrollment available year round – No underwriting
Features | H&W 125 | DENTAL 125 | VISION 125 | LIFE 10K | ADMIN125 | Union | Total |
---|---|---|---|---|---|---|---|
Employee Only | $731.00 | $65.00 | $10.00 | $5.00 | $100.00 | $27.00 | $938.00 |
Employee + Spouse | $1,500.00 | $130.00 | $22.00 | $5.00 | $200.00 | $27.00 | $1,884.00 |
Employee + (Children) | $1,146.00 | $130.00 | $22.00 | $5.00 | $200.00 | $27.00 | $1,530.00 |
Employee + Family | $1,636.00 | $190.00 | $35.00 | $5.00 | $200.00 | $27.00 | $2,093.00 |
Waived Employees | $5.00 | $27.00 | $32.00 |
At PEO4You, we offer flexible health plans designed for California’s small businesses, independent contractors, and families. Our small business health plans and small company health solutions provide comprehensive health and welfare coverage, including dental, vision, and life benefits, to meet the unique needs of Californians. Whether you’re a business owner in San Francisco supporting your team, an independent contractor in Los Angeles, or part of a family in Sacramento, PEO4You has the right solution for you. Discover the peace of mind that comes with quality health plans for independent contractors and families, tailored specifically for California.








