PEO4YOU for Roofing Contractors

Lower your EMR.
Cut your premiums.
Protect your crew.

Purpose-built tools for roofing contractors. EMR calculators, health funding projections, OSHA safety resources, compliance checklists, and regulatory alerts. All in one platform.

$31B
U.S. roof repair and replacement costs in 2024, up 30% since 2022
25%
Material cost increases on metals, squeezing margins industry-wide
75%
of NRCA members report skilled-worker shortages affecting operations
Your EMR is the biggest controllable cost you're ignoring.
An EMR of 1.25 means you're paying 25% more than baseline. For a roofing company with $2M payroll, that's $75,000/year in excess premium. Most contractors don't know what's driving their number.

No visibility

You learn your EMR once a year at renewal. No dashboard, no trend line, no early warning. By the time you see the number, it's too late to change it.

No actionable guidance

"Improve your safety program" is not a plan. You need to know which specific claims are driving your mod, which are still open, and what closing them would do to your number.

No connection to dollars

Actuarial multipliers mean nothing. You think in dollars per job, dollars per crew, dollars per year. You need to see "your EMR costs you $X more" to feel urgency.

6 tools designed for roofing contractors.
Not generic construction software. Tools that solve the specific problems roofers face every day.
Interactive Tools
More Tools & Resources

How will your EMR change over the next 3 years?

Model different claims scenarios. See how your Experience Modification Rate could shift. Discover how much you could save on workers' comp with PEO4YOU's safety tools, claims management, and risk advisory.

Which health plan funding strategy saves you the most?

Compare fully-funded, level-funded, self-funded, and PEO options side by side. Enter your group size and demographics to see projected costs across every funding strategy available to your roofing company.

What changes when you work with us.
PEO4YOU combines technology, advisory, and access to preferred carrier programs that standalone contractors can't get on their own.

On Your Own

Your EMR directly sets your premium
One bad claim can spike your EMR for 3+ years
You manage claims reporting and follow-up
Limited leverage with carriers
Safety program is your responsibility
Pay-as-you-go not always available

With PEO4YOU

Access to preferred programs that reduce your effective mod through group-rate structures
Claims volatility protection that buffers the impact of any single claim
Dedicated claims management with faster reporting, better outcomes, lower severity
Volume carrier access with preferred pricing across thousands of covered employees
Built-in safety programs with OSHA compliance, toolbox talks, crew training
Pay-as-you-go billing that improves cash flow with no annual audit surprises
RESEARCH SAYS
Companies using integrated risk management and group-rate structures see an average ROI of 27.2% on cost savings alone, with average savings of $1,775 per employee per year. Workers' comp premiums drop an average of 22% within 12 months. Safety programs reduce injury frequency by 35-60% over 3 years.
Not another generic benefits agency.
PEO4YOU is built by people who understand construction coverage from the inside. We don't just quote policies. We actively lower your costs.
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EMR-first approach

Every roofing contractor's biggest savings lever is their EMR. We start there. Our tools track it, our advisors analyze it, and our safety programs actively reduce it. Most brokers don't even mention EMR until renewal.

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Roofing-specific tools

Bilingual OSHA safety toolbox talks for roofing crews. Subcontractor compliance checklists. NCCI class code 5551 benchmarks in the EMR Calculator. State regulatory alerts. Not generic construction software.

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Premium savings from day one

Access to preferred carrier programs and group-rate structures. Average WC premium reduction of 22% in year one. Pay-as-you-go billing to improve cash flow and eliminate audit surprises.

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Technology + human advisory

The tools show you the data. Our advisors tell you what to do about it. Quarterly EMR reviews, claims strategy calls, and safety program audits. We don't just give you software and walk away.

Your EMR is costing you money right now.

Schedule a free 15-minute call with a roofing benefits specialist. We'll pull your actual NCCI mod worksheet and show you exactly where the savings are.

Free · No obligation · 15-minute call · Roofing benefits specialist