PEO4YOU
More Health, More Benefits.
PEO4YOU offers healthcare benefits to independent contractors and small businesses that cannot otherwise participate in a group insurance plan due to size.
For Independents
Those working independently and want health benefits plus the benefits. You are in the right place.
Companies
You won’t find a better way to provide health benefits to your employees.
Serving clients across the US
Policies supported
Nationwide Coverage
Health
Protect your well-being with flexible and affordable health coverage. Get peace of mind knowing you’re prepared for any situation. Find the best plan for you today!
Dental
Smile confidently with our comprehensive dental insurance. Cover routine check-ups, procedures, and more. Enroll now and keep your dental health in check!
Vision
Take care of your eyes without breaking the bank. Our vision insurance offers extensive coverage for exams, glasses, and contacts. Start saving on vision care today!
Benefits
Customize your insurance with add-on benefits to cover every aspect of your life. From wellness perks to extended coverage, we have you covered. Explore our benefits now!
The Largest Network in the Country
Same Rates Nationwide.
Know Your Health & Wellness Benefits
MEDICAL
Network: BCBS PPO National Network
Deductible: $1,000
Coinsurance: 80/20
Out-of-Pocket Max: $3,800
Primary Care Co-pay: $25
Wellness Visit: No Charge
DENTAL
Provider: Principal Dental
Deductible: $50 per year
Preventative: 100% (No Deductible)
Basic: 80% After Deductible
Major: 50% After Deductible
Max Benefit: $2,000 per calendar year
VISION
Provider: VSP Vision
Exam: $10 copay (1 exam/12 months)
Glasses: $25 copay for single lenses
Frames: Up to $250 every 24 months
Contacts: Up to $250 every 12 months
LIFE
Death Benefit: $10,000
H&W, Dental, Vision and Life benefits are part of a benefits package.
| H&W 125 | DENTAL 125 | VISION 125 | LIFE 10K | ADMIN125 | Union | Total | |
|---|---|---|---|---|---|---|---|
| Employee Only | $731.00 | $65.00 | $10.00 | $5.00 | $100.00 | $27.00 | $938.00 |
| Employee + Spouse | $1,500.00 | $130.00 | $22.00 | $5.00 | $200.00 | $27.00 | $1,884.00 |
| Employee + (Children) | $1,146.00 | $130.00 | $22.00 | $5.00 | $200.00 | $27.00 | $1,530.00 |
| Employee + Family | $1,636.00 | $190.00 | $35.00 | $5.00 | $200.00 | $27.00 | $2,093.00 |
| Waived Employees | $5.00 | $27.00 | $32.00 |