[et_pb_section fb_built=”1″ admin_label=”Header” _builder_version=”4.25.0″ _module_preset=”default” use_background_color_gradient=”on” background_color_gradient_stops=”rgba(15,17,84,0) 0%|#0f1154 97%” background_color_gradient_overlays_image=”on” background_image=”https://peo4you.com/wp-content/uploads/2024/12/North-Carolina-health-plans.jpg” background_position=”top_center” custom_padding=”10%||||false|false” hover_enabled=”0″ locked=”off” collapsed=”on” global_colors_info=”{}” title_text=”North Carolina-health-plans” sticky_enabled=”0″][et_pb_row _builder_version=”4.16.0″ _module_preset=”default” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.16.0″ _module_preset=”default” global_colors_info=”{}”][et_pb_text _builder_version=”4.25.0″ _module_preset=”94fa2ee4-6b60-4d0b-b837-7f0ceae12b87″ header_font=”Montserrat|700|||||||” header_text_color=”#FFFFFF” header_font_size=”125px” header_line_height=”110%” hover_enabled=”0″ text_font_size_tablet=”” text_font_size_phone=”14px” text_font_size_last_edited=”on|phone” header_font_size_tablet=”40px” header_font_size_phone=”24px” header_font_size_last_edited=”on|tablet” header_2_font_size_tablet=”30px” header_2_font_size_phone=”20px” header_2_font_size_last_edited=”off|desktop” global_colors_info=”{}” sticky_enabled=”0″]

North Carolina Health Plans

[/et_pb_text][et_pb_code _builder_version=”4.25.0″ _module_preset=”default” locked=”off” global_colors_info=”{}”]Book your free consultation[/et_pb_code][/et_pb_column][/et_pb_row][/et_pb_section][et_pb_section fb_built=”1″ custom_padding_last_edited=”on|phone” admin_label=”About” _builder_version=”4.16.0″ _module_preset=”default” background_color=”#0F1154″ custom_margin=”-4px|||||” custom_padding=”54px|||||” custom_padding_tablet=”” custom_padding_phone=”0px||||false|false” locked=”off” collapsed=”on” global_colors_info=”{}”][et_pb_row _builder_version=”4.16.0″ _module_preset=”default” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.16.0″ _module_preset=”default” global_colors_info=”{}”][et_pb_text _builder_version=”4.25.0″ _module_preset=”7b6dbeca-d8f6-406f-b729-775afda17624″ text_font=”Arimo||||||||” text_text_color=”#FFFFFF” header_2_font=”Montserrat||||||||” header_2_text_color=”#ffba52″ header_4_font=”Montserrat|500|||||||” header_4_text_align=”center” header_4_text_color=”#FFFFFF” header_4_font_size=”28px” header_4_line_height=”1.6em” header_5_font=”Montserrat||||||||” header_5_text_color=”#FFFFFF” custom_margin=”||0px||false|false” header_4_font_size_tablet=”22px” header_4_font_size_phone=”16px” header_4_font_size_last_edited=”on|phone” global_colors_info=”{}”]

Discover Comprehensive Health Plans Tailored for North Carolina’s Small Businesses, Freelancers, Independent Contractors, Families, and Other Small Groups

At PEO4You, we understand the unique challenges faced by North Carolina’s smaller teams and individuals when it comes to securing affordable, high-quality healthcare. Our small business health plans are specifically designed to provide coverage options that meet the diverse needs of North Carolinians, ensuring access to essential health and welfare benefits, including dental, vision, and life insurance.

Whether you’re based in Charlotte, Raleigh, Greensboro, or any of North Carolina’s vibrant communities, our plans are built to serve independent contractors, freelancers, and families with cost-effective alternatives to traditional healthcare options. PEO4You’s flexible health solutions provide peace of mind and valuable benefits for small businesses and the self-employed across North Carolina, ensuring you and your loved ones have access to the care you need at a price you can afford.

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MEDICAL

Network: BCBS PPO National Network

Deductible: $1,000

Coinsurance: 80/20

Out-of-Pocket Max: $3,800

Primary Care Co-pay: $25

Wellness Visit: No Charge

(In-network only)

DENTAL

Provider: Principal PPO Dental

(In and out of network coverage)

Deductible: $50 per year

Preventative: 100% (No Deductible)

Basic: 80% After Deductible

Major: 50% After Deductible

Max Benefit: $2,000 per calendar year

Includes implant coverage.

VISION

Provider: VSP Vision

Exam: $10 copay (1 exam/12 months)

Glasses: $25 copay for single lenses

Frames: Up to $250 every 24 months

Contacts: Up to $250 every 12 months

LIFE

Death Benefit: $10,000

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H&W 125 DENTAL 125 VISION 125 LIFE 10K ADMIN125 Union Total
Employee Only $731.00 $65.00 $10.00 $5.00 $100.00 $27.00 $938.00
Employee + Spouse $1,500.00 $130.00 $22.00 $5.00 $200.00 $27.00 $1,884.00
Employee + (Children) $1,146.00 $130.00 $22.00 $5.00 $200.00 $27.00 $1,530.00
Employee + Family $1,636.00 $190.00 $35.00 $5.00 $200.00 $27.00 $2,093.00
Waived Employees $5.00 $27.00 $32.00

” raw_content_phone=”

H&W 125 DENTAL 125 VISION 125 LIFE 10K ADMIN125 Union Total
Employee Only $731.00 $65.00 $10.00 $5.00 $100.00 $27.00 $938.00
Employee + Spouse $1,500.00 $130.00 $22.00 $5.00 $200.00 $27.00 $1,884.00
Employee + (Children) $1,146.00 $130.00 $22.00 $5.00 $200.00 $27.00 $1,530.00
Employee + Family $1,636.00 $190.00 $35.00 $5.00 $200.00 $27.00 $2,093.00
Waived Employees $5.00 $27.00 $32.00

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H&W 125 DENTAL 125 VISION 125 LIFE 10K ADMIN125 Union Total
Employee Only $731.00 $65.00 $10.00 $5.00 $100.00 $27.00 $938.00
Employee + Spouse $1,500.00 $130.00 $22.00 $5.00 $200.00 $27.00 $1,884.00
Employee + (Children) $1,146.00 $130.00 $22.00 $5.00 $200.00 $27.00 $1,530.00
Employee + Family $1,636.00 $190.00 $35.00 $5.00 $200.00 $27.00 $2,093.00
Waived Employees $5.00 $27.00 $32.00

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Something for everyone.

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Health Plans

[/et_pb_text][et_pb_code _builder_version=”4.25.0″ _module_preset=”default” global_colors_info=”{}”]Book your free consultation[/et_pb_code][/et_pb_column][et_pb_column type=”3_5″ _builder_version=”4.16.0″ _module_preset=”default” global_colors_info=”{}”][et_pb_text _builder_version=”4.25.0″ _module_preset=”596f4725-1c36-45b8-8f21-69157f74cf89″ text_font=”Arimo|500|||||||” text_text_color=”#0f1154″ text_font_size=”18px” text_line_height=”180%” text_font_size_tablet=”” text_font_size_phone=”14px” text_font_size_last_edited=”on|phone” global_colors_info=”{}”]

At PEO4You, we offer flexible health plans designed for North Carolina’s small businesses, independent contractors, and families. Our small business health plans and small company health solutions provide comprehensive health and welfare coverage, including dental, vision, and life benefits, to meet the unique needs of North Carolinians. Whether you’re a business owner in Charlotte supporting your team, an independent contractor in Raleigh, or part of a family in Asheville, PEO4You has the right solution for you. Discover the peace of mind that comes with quality health plans for independent contractors and families, tailored specifically for North Carolina.

[/et_pb_text][/et_pb_column][/et_pb_row][/et_pb_section][et_pb_section fb_built=”1″ _builder_version=”4.25.0″ _module_preset=”default” background_image=”https://peo4you.com/wp-content/uploads/2024/10/Financial-Firm-bg4b.png” parallax=”on” custom_padding=”18px||0px|||” locked=”off” global_colors_info=”{}”][et_pb_row _builder_version=”4.25.0″ _module_preset=”default” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.25.0″ _module_preset=”default” global_colors_info=”{}”][et_pb_slider show_image_video_mobile=”on” admin_label=”Slider” _builder_version=”4.25.0″ _module_preset=”default” header_level=”h5″ header_font=”Montserrat|700|||||||” header_text_color=”#0f1154″ background_enable_color=”off” width=”100%” custom_padding=”16px|||||” animation_style=”slide” animation_delay=”350ms” auto=”on” auto_ignore_hover=”on” header_font_size_tablet=”30px” header_font_size_phone=”20px” header_font_size_last_edited=”on|phone” border_radii_image=”on|8px|8px|8px|8px” border_width_all_image=”31px” border_color_all_image=”#FFFFFF” global_module=”1324″ locked=”off” global_colors_info=”{}”][et_pb_slide heading=”Alexander & Kady Tschopp” image=”https://peo4you.com/wp-content/uploads/2024/11/Testimonial-plans-health-one.png” admin_title=”Co-Founders, Tailored Industry” _builder_version=”4.25.0″ _module_preset=”default” header_level=”h5″ header_font=”Montserrat|700|||||||” header_text_color=”#0f1154″ background_enable_color=”off” background_layout=”light” border_width_all_image=”31px” border_color_all_image=”#FFFFFF” locked=”off” global_colors_info=”{}” sticky_transition=”on”]

Without havingto change payroll or go through underwriting, we were able to save over 50% on our medical while increasing the network to a PPO, improving benefits and decreasing the expected renewal increases.We saved so much, we were able to add dental and vision, and hire a new full time employee to help grow our business.

Co-Founders, Tailored Industry

[/et_pb_slide][et_pb_slide heading=”Patrick Therrien” image=”https://peo4you.com/wp-content/uploads/2024/11/Testimonial-plans-health-two.png” _builder_version=”4.25.0″ _module_preset=”default” header_level=”h5″ header_font=”Montserrat|700|||||||” header_text_color=”#0f1154″ background_enable_color=”off” background_layout=”light” border_width_all_image=”31px” border_color_all_image=”#FFFFFF” locked=”off” global_colors_info=”{}” sticky_transition=”on”]

We were able to save almost 50% on our medical rates while fulfilling everything we were looking.

Founder & CEO, Nationals Scope Investigations

[/et_pb_slide][et_pb_slide heading=”Jameson Reeves” image=”https://peo4you.com/wp-content/uploads/2024/11/Testimonial-plans-health-three.png” _builder_version=”4.25.0″ _module_preset=”default” header_level=”h5″ header_font=”Montserrat|700|||||||” header_text_color=”#0f1154″ background_enable_color=”off” background_layout=”light” border_width_all_image=”31px” border_color_all_image=”#FFFFFF” locked=”off” global_colors_info=”{}” sticky_transition=”on”]

I got a big health insurance rate increase, and I didn’t like the recommendations from my large, nationally recognized employee benefits agency, so I decided to speak with other agencies. None of them could provide the same level of solutions that NGI was able to. Now, we are saving 40% on both medical and overall costs while massively upgrading the health insurance benefits.

Owner, Full Grip Games

[/et_pb_slide][et_pb_slide heading=”Scarlett Bartlett” image=”https://peo4you.com/wp-content/uploads/2024/11/Testimonial-plans-health-ten.png” _builder_version=”4.25.0″ _module_preset=”default” header_level=”h5″ header_font=”Montserrat|700|||||||” header_text_color=”#0f1154″ background_enable_color=”off” background_layout=”light” border_width_all_image=”31px” border_color_all_image=”#FFFFFF” locked=”off” global_colors_info=”{}” sticky_transition=”on”]

MCLD has been working with Sam and Sam for many years. As we have grown and evolved as a company, they have been providing expert advice for our changing needs to help keep things simple and effiecient for the business and keep our employees happy. If and when anything comes up, we can always be confident that they will be there to help.

Operations Manager, Matthew Cunningham Landscape Design

[/et_pb_slide][et_pb_slide heading=”Alexandra Estrada” image=”https://peo4you.com/wp-content/uploads/2024/11/Testimonial-plans-health-thirteen.png” admin_title=”Alexandra Estrada” _builder_version=”4.25.0″ _module_preset=”default” header_level=”h5″ header_font=”Montserrat|700|||||||” header_text_color=”#0f1154″ background_enable_color=”off” background_layout=”light” locked=”off” global_colors_info=”{}” sticky_transition=”on”]

Sam Newland is an incredible asset to our company. Due to his extensive knowledge and guidance, FOUR PAWS USA has been able to make informed decisions to increase coverage and benefits while cutting costs for both employees and the company. We continually preciate his effort to ensure our employees are provided with high-quality, robust plans at affordable prices.

Opertarions Manager at FOUR PAWS

[/et_pb_slide][et_pb_slide heading=”Jack Bazarbachian” image=”https://peo4you.com/wp-content/uploads/2024/11/Testimonial-plans-health-twelve.png” admin_title=”Jack Bazarbachian” _builder_version=”4.25.0″ _module_preset=”default” header_level=”h5″ header_font=”Montserrat|700|||||||” header_text_color=”#0f1154″ background_enable_color=”off” background_layout=”light” locked=”off” global_colors_info=”{}” sticky_transition=”on”]

Without having to chane payroll or do medical underwriting, Sam was able to help save my business’s health insurance rates by almost 50% while improving the plan’s benefits and network. He made it easy.

Sako Auto Body, INC

[/et_pb_slide][et_pb_slide heading=”Chelsea Curtis” image=”https://peo4you.com/wp-content/uploads/2024/11/Testimonial-plans-health-fourteen.png” admin_title=”Chelsea Curtis” _builder_version=”4.25.0″ _module_preset=”default” header_level=”h5″ header_font=”Montserrat|700|||||||” header_text_color=”#0f1154″ background_enable_color=”off” background_layout=”light” locked=”off” global_colors_info=”{}” sticky_transition=”on”]

Sam are an incredible asset to a small business like ours. Sam was able to balance simplicity with inclusivity and completeness so that we were able to make choices that sacel, are making our employees happy, and for much less than we expected. In addition to their deep knowledge, they have provided exceptional service by responding quickly and providing thoughtful business solutions.

Founder, Managing Partner at Seaport Consulting

[/et_pb_slide][et_pb_slide heading=”Jacqueline Bellan” image=”https://peo4you.com/wp-content/uploads/2024/11/Testimonial-plans-health-fivteen.png” admin_title=”Jacqueline Bellan” _builder_version=”4.25.0″ _module_preset=”default” header_level=”h5″ header_font=”Montserrat|700|||||||” header_text_color=”#0f1154″ background_enable_color=”off” background_layout=”light” locked=”off” global_colors_info=”{}” sticky_transition=”on”]

Sam is a real expert in the HR + Benefits sapace. He was able to take the prferences and guidelines we shared with him and provide design solutions for both savings and business growth strategies. He was also able to spend time with us to ensure we fully understand each aspect of the health care plans we were considering and, ultimately, offering – which, can be a difficult feat in it self. By working with Sam, we were able to provide fantastic benefits to our team and save significant mondey. More importantly, we were able to grow quickly by more easily attracting and retaining top talent

Manager, People Operations, Brio Systems

[/et_pb_slide][et_pb_slide heading=”Chrystin Comeau” image=”https://peo4you.com/wp-content/uploads/2024/11/Testimonial-plans-health-sixteen.png” admin_title=”Chrystin Comeau” _builder_version=”4.25.0″ _module_preset=”default” header_level=”h5″ header_font=”Montserrat|700|||||||” header_text_color=”#0f1154″ background_enable_color=”off” background_layout=”light” locked=”off” global_colors_info=”{}” sticky_transition=”on”]

Sam worked with us to decrease our health costs by nearly 50% without rasing the deductible on employees or limiting the doctor network. These savings enabled us to add additional, valuable benefits. He was always willing to take a call or zoom meeting to epxlain anything we had questions about. The insurance landscape can be complicated and hard to navigate, but us make great, informed choices.

Director, Clinic Operations at Cambridge Biotherapies

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