Discover Comprehensive Health Plans Tailored for Hawaii’s Small Businesses, Freelancers, Independent Contractors, Families, and Other Small Groups
At PEO4You, we understand the unique challenges faced by Hawaii’s smaller teams and individuals when it comes to securing affordable, high-quality healthcare. Our small business health plans are specifically designed to provide coverage options that meet the diverse needs of Hawaiians, ensuring access to essential health and welfare benefits, including dental, vision, and life insurance.
Whether you’re based in Honolulu on Oahu, in Lahaina on Maui, in Hilo on the Big Island, or in Hanalei on Kauai, our plans are built to serve independent contractors, freelancers, and families with cost-effective alternatives to traditional healthcare options. PEO4You’s flexible health solutions provide peace of mind and valuable benefits for small businesses and the self-employed across Hawaii, ensuring you and your loved ones have access to the care you need at a price you can afford.
Know Your Health & Wellness Benefits
Medical
BCBS PPO National Network
Deductible:
$1,000
Coinsurance:
80/20
Out-of-Pocket:
$3,800
Primary Care Co-pay:
$25
Specialist Co-Pay:
$50
Medications:
Generic 10%; Brand 35% (see SBC for more details)
Wellness & Teledoc Visits:
No Charge
(In-network only)
See Health Plan Outline for More Details
Dental
Principal PPO Dental Network
Annual deductible network
Coinsurance network pays
Preventative
$0
100%
Basic
$50
80%
Major
$50
50%
Max benefit: $2,000 per calendar year
New Benefit: Implant coverage (see SBC for details).
Out-of-Network Coverage Available (Click Here to See Claim Example)
At PEO4You, we offer flexible Individual health plans designed for Hawaii’s small businesses, independent contractors, and families.
Our small business health plans and small company health solutions provide comprehensive health and welfare coverage, including dental, vision, and life benefits, to meet the unique needs of Hawaiians. Whether you’re a business owner in Honolulu supporting your team, an independent contractor in Maui, or part of a family in Kailua-Kona on the Big Island, PEO4You has the right solution for you. Discover the peace of mind that comes with quality health plans for independent contractors and families, tailored specifically for Hawaii.
Chrystin Comeau
Director, Clinic Operations at Cambridge Biotherapies
Sam worked with us to decrease our health costs by nearly 50% without rasing the deductible on employees or limiting the doctor network. These savings enabled us to add additional, valuable benefits. He was always willing to take a call or zoom meeting to explain anything we had questions about. The insurance landscape can be complicated and hard to navigate, but he helped us make great, informed choices.
Jameson Reeves
Owner, Full Grip Games
I got a big health insurance rate increase, and I didn't like the recommendations from my large, nationally recognized employee benefits agency, so I decided to speak with other agencies. None of them could provide the same level of solutions that Sam was able to. Now, we are saving 40% on both medical and overall costs while massively upgrading the health insurance benefits.
Jack Bazarbachian
Sako Auto Body, INC
Without changing payroll or undergoing medical underwriting, Sam helped reduce my business's health insurance rates by nearly 50%, all while improving the plan's benefits and network. He made the process effortless.
Dr. Hoorbod D, DO
Medical Sinai Healthcare PC, NY
The PEO4You plan lowered my family's cost substantially while improving my coverage. I've been so happy with it that friends, family, and colleagues have since joined the plan as well.
Patrick Therrien
Founder & CEO, Nationals Scope Investigations
We were able to save almost 50% on our medical rates while fulfilling everything we were looking for
Dr. Elion Krok, MD
IMMC Health, NJ
Sam was able to take my family and business's situation and pull through where others failed. I am saving significantly while increasing my access to doctors.
Krystal Solimine
Sales Associate at RE/MAX Partners
We are loving the PEO4YOU plan. It is a much smoother experience with claims getting approved quickly. Just a much smoother experience and at a lower price than the alternative. I’m already telling friends and colleagues about it!
Karen M.
Absolutely loving the plan! Better than all other health insurance plans I have had. They have been flexible with my needs and it feels like I am getting a VIP, concierge treatment from customer service. I come from many years working in the health insurance industry. I didn't think my experience could be this good.
Alexandra Estrada
Operations Manager at FOUR PAWS
Sam Newland is a valuable asset to our company. Thanks to his expertise and guidance, FOUR PAWS USA has made informed decisions to increase coverage and benefits while reducing costs for both employees and the company. We truly appreciate his efforts to provide our employees with high-quality, affordable plans.
Alexander Kady Tschopp
Co, Founders, Tailored Industry
Without changing payroll or going through underwriting, we saved over 50% on our medical plan while upgrading to a PPO, improving benefits, and reducing expected renewal increases. The savings allowed us to add dental and vision coverage and hire a new full-time employee to support our business growth.
Scarlett Bartlett
Operations Manager, Matthew Cunningham Landscape Design
MCLD has been working with Sam for many years. As we have grown and evolved as a company, they have been providing expert advice for our changing needs to help keep things simple and effiecient for the business and keep our employees happy. If and when anything comes up, we can always be confident that they will be there to help.
Chelsea Curtis
Founder, Managing Partner at Seaport Consulting
Sam is an incredible asset to a small business like ours. He was able to balance simplicity with inclusivity and completeness so that we were able to make choices that make our employees happy, and for much less than we expected. In addition to their deep knowledge, they have provided exceptional service by responding quickly and providing thoughtful business solutions.
Jacqueline Bellan
Manager, People Operations, Brio Systems
Sam is an expert in HR and Benefits. He took our preferences and guidelines to provide design solutions for both savings and growth strategies. He also spent time ensuring we understood every aspect of the healthcare plans we were considering, which can be challenging. With Sam’s help, we offered great benefits to our team, saved money, and grew quickly by attracting and retaining top talent.
