INDIVIDUALS
Health Plans For Families
Health, Vision, Dental, Life and Benefits.
Let’s build a plan that works for your family
Through Associate membership in CSJB, Associate Members can obtain access to health benefits offered by the CSJB Health and Welfare Trust Fund.
AS SEEN ON
Know Your Health & Wellness Benefits
Medical
BCBS PPO National Network
| Deductible: | $1,000 |
| Coinsurance: | 80/20 |
| Out-of-Pocket: | $3,800 |
| Primary Care Co-pay: | $25 |
| Wellness & Teledoc Visits: | No Charge |
(In-network only)
See SBC for details.
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Dental
Principal PPO Dental Network
| Annual deductible network | Coinsurance network pays | |
| Preventative | $0 | 100% |
| Basic | $50 | 80% |
| Major | $50 | 50% |
Max benefit: $2,000 per calendar year
New Benefit: Implant coverage (see SBC for details).
Vision
VSP Vision
| Exams: $10 copay, 1 exam every 12 mo |
| Glasses: $25 copay for single lenses |
| Frames: Up to $250 every 24 mo |
| Contacts: Up to $250 every 12 mo |
LIFE
10K Death Benefit
Links of Interest
×
How to Find a Doctor
DO:
- Click here
-
Update the Provider City
-
Search Proper Names
- Search Name Variations
- Doctor Websites
- Name on Google
- Maiden Name
- For Double Last Names such as Manuel-Lopez try:
- Manuel
- Lopez
- Manuel-Lopez
Do NOT:
- Use Hospital or Doctor Nicknames
H&W, Dental, Vision and Life benefits are
part of a benefits package
Enrollment available year round – No underwriting
| Features | H&W 125 | DENTAL 125 | VISION 125 | LIFE 10K | ADMIN125 | Union | Total |
|---|---|---|---|---|---|---|---|
| Employee Only | $731.00 | $65.00 | $10.00 | $5.00 | $100.00 | $27.00 | $938.00 |
| Employee + Spouse | $1,500.00 | $130.00 | $22.00 | $5.00 | $200.00 | $27.00 | $1,884.00 |
| Employee + (Children) | $1,146.00 | $130.00 | $22.00 | $5.00 | $200.00 | $27.00 | $1,530.00 |
| Employee + Family | $1,636.00 | $190.00 | $35.00 | $5.00 | $200.00 | $27.00 | $2,093.00 |
| Waived Employees | $5.00 | $27.00 | $32.00 |
Family Health Plans
Designed to protect your loved ones.
Better Benefits for heads of households, single parents, families of 4 and a family just like yours.
Single-Parent Families
Navigating healthcare as a single parent can be challenging. PEO4You provides health plans that cover both you and your child with essential benefits like preventive care, specialist visits, and prescription coverage. Our affordable plans are designed to support single parents in securing reliable healthcare for their family.
Head of Household
As the head of your household, you want to ensure your family has access to quality healthcare without breaking the bank. PEO4You offers comprehensive health plans that cover all the essential needs, from routine checkups to emergency care. With our plans, you can provide your family with the peace of mind that comes from reliable, affordable health coverage.
Families of Four or More
For larger families, finding an affordable health plan that covers everyone can be tough. PEO4You offers group health plans designed to provide comprehensive coverage for families of four or more. Our plans include preventive care, specialist visits, dental, vision, and life insurance options to ensure your entire family has access to the healthcare they need.
INDEPENDENT WORKER
Health Plans
Our services provide comprehensive solutions for families seeking reliable and affordable health coverage. By offering group health plans, PEO4You ensures access to essential benefits like preventive care, specialist visits, and prescription coverage, with additional options for dental and vision care tailored to meet family needs. Our services also include life insurance options to help you plan for the future and protect your loved ones.
With streamlined enrollment and personalized support, PEO4You makes it easy for families of all sizes—whether you’re a single parent, head of household, or a larger family—to find quality health coverage that meets your needs without the high costs often associated with individual plans.
Health
Protect your well-being with flexible and affordable health coverage. Get peace of mind knowing you’re prepared for any situation. Find the best plan for you today!
Benefits
Customize your insurance with add-on benefits to cover every aspect of your life. From wellness perks to extended coverage, we have you covered. Explore our benefits now!
Dental
Smile confidently with our comprehensive dental insurance. Cover routine check-ups, procedures, and more. Enroll now and keep your dental health in check!
Vision
Take care of your eyes without breaking the bank. Our vision insurance offers extensive coverage for exams, glasses, and contacts. Start saving on vision care today!
What should I consider when choosing an individual health plan?
When selecting a health plan, consider factors such as cost (premiums, deductibles, and out-of-pocket maximums), coverage options (including preventive care, emergency services, and prescription drugs), and network restrictions. Make sure the plan covers your preferred doctors and healthcare providers.
Can I switch health plans after enrollment?
Generally, you can switch plans during open enrollment periods, which occur annually, or if you qualify for a special enrollment period (SEP) due to life events such as marriage, birth of a child, or loss of other coverage. Make sure to review your options each year, as plans and premiums can change.
What are out-of-pocket maximums?
The out-of-pocket maximum is the most you’ll have to pay in a year for covered services. After you reach this amount, the plan covers 100% of the allowed amount for covered services. This includes deductibles, copayments, and coinsurance but not your monthly premium.
