2026 Premium Increases Are Here — See How PEO4YOU Keeps Your Costs Stable   |   6 Free Planning Tools — Model Your Benefits Strategy Today   |   70% Close Rate — 3× the Industry Average   |   2026 Premium Increases Are Here — See How PEO4YOU Keeps Your Costs Stable   |   6 Free Planning Tools — Model Your Benefits Strategy Today
Independent Benefits Brokerage + PEO4YOU Taft-Hartley Plan

One Brokerage.
Six Strategies.
Your Best Benefits Plan.

PEO4YOU is your independent benefits brokerage — and home to the PEO4YOU Taft-Hartley plan. We compare all six plan strategies to find the right fit, backed by free tools to model your decision.

6 Free planning
tools
Industry close
rate
6 Plan
strategies

*70% of companies say yes once quoted. We show all the options — the right one becomes obvious.

Our 6 Plan Strategies

Not sure which plan is right?
We'll show you all your options.

  • Level-Funded
  • Self-Funded
  • Self-Funded Captive
  • Fully Insured
  • PEO Fully Insured
NALTO Finalis Stirlingshire AIMS Locum Tenens Marlab Locums Staffing Locums.com
Flagship Plan

PEO4YOU / Taft-Hartley Plan

Our signature solution for businesses in high-cost states. Premium renewal stability, predictable costs, and Fortune-500-level benefits — built on ERISA law so your premiums work for you, not the carrier.

Learn About PEO4YOU →

Model Your Benefits Strategy

Use your own data and projections. Every tool is free, no sign-up required.

~2 min ROI Benchmarking

Business Valuation Tool

Planning an exit in the next few years? See how simple improvements to HR, benefits offerings, and compliance processes can impact your expected sales value based on business industry sales databases.

Best for: Employers, Brokers, CFOs

Value Your Business
~4 min ROI Cost Analysis

Benefits ROI Calculator

Translate your benefits spend into measurable returns. See how your investment in employee health impacts retention, productivity, and your bottom line.

Best for: HR Leaders, Employers, CFOs

Calculate Your ROI
~2 min Funding Forecasting

Health Funding Projector

Model future healthcare costs across funding strategies. Compare self-funded, level-funded, and fully insured approaches to find the right fit for your organization.

Best for: Employers, Brokers, Benefits Consultants

Project Health Insurance Costs
~3 min Risk Scenario Planning

Premium Renewal Stress Test

See exactly how different funding strategies handle your specific claims scenario and how much you could save over 2 to 6 years. Model renewals across fully insured, self-funded, captive, and more.

Best for: Employers, Brokers, Risk Managers

Stress Test Your Renewal
~2 min Strategy Savings

Benefits Savings Strategy Builder

Answer a few questions about your company and get a personalized savings roadmap with verified estimates and employee impact ratings. Explore 25+ strategies tailored to your situation.

Best for: Employers, Brokers, Benefits Consultants

Build Your Strategy
Coming Soon

Plan Quality & HRA Analyzer

Assess your health insurance plan quality, project expected HRA costs, and benchmark your competitiveness within your industry. The tool brokers don't want you to have.

Best for: Employers, HR Leaders, CFOs

Launching Soon

Ready to find your best plan?

Get a free, no-obligation benefits analysis comparing all six strategies for your business.

Book Your Free Consultation →

Case Studies

See how businesses like yours solved their biggest benefits challenges.

Blog & Research

Expert analysis on premium trends, legislative changes, and benefits strategy.

What Our Clients Say

Real feedback from real clients — verified by Google.

EXCELLENT
Based on 44 reviews

Stories From Our Clients

Trusted by businesses and individuals across the country.

Samuel Newland - PEO4YOU

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