Health plans for small businesses, Individuals, & Families
Health plans for small businesses, Individuals, & Families
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INDIVIDUALS

Health plan for Freelancer

Small Business Health Plans

Health Plans for Individuals, Families & Small BusinessesHealth Plans for Individuals, Families & Small BusinessesHealth Plans for Individuals, Families & Small BusinessesHealth Plans for Individuals, Families & Small BusinessesHealth Plans for Individuals, Families & Small BusinessesHealth Plans for Individuals, Families & Small BusinessesHealth Plans for Individuals, Families & Small BusinessesHealth Plans for Individuals, Families & Small BusinessesHealth Plans for Individuals, Families & Small BusinessesHealth Plans for Individuals, Families & Small BusinessesHealth Plans for Individuals, Families & Small BusinessesHealth Plans for Individuals, Families & Small BusinessesHealth Plans for Individuals, Families & Small BusinessesHealth Plans for Individuals, Families & Small BusinessesHealth Plans for Individuals, Families & Small BusinessesHealth Plans for Individuals, Families & Small Businesses
  • Health Plans for Individuals, Families & Small BusinessesHealth Plans for Individuals, Families & Small BusinessesHealth Plans for Individuals, Families & Small Businesses
  • Health Plans for Individuals, Families & Small BusinessesHealth Plans for Individuals, Families & Small BusinessesHealth Plans for Individuals, Families & Small Businesses
  • Health Plans for Individuals, Families & Small BusinessesHealth Plans for Individuals, Families & Small BusinessesHealth Plans for Individuals, Families & Small Businesses
  • Health Plans for Individuals, Families & Small BusinessesHealth Plans for Individuals, Families & Small BusinessesHealth Plans for Individuals, Families & Small Businesses
  • Health Plans for Individuals, Families & Small BusinessesHealth Plans for Individuals, Families & Small BusinessesHealth Plans for Individuals, Families & Small Businesses
  • Health Plans for Individuals, Families & Small Businesses
  • Health Plans for Individuals, Families & Small Businesses
  • Health Plans for Individuals, Families & Small Businesses
  • Health Plans for Individuals, Families & Small Businesses
  • Health Plans for Individuals, Families & Small Businesses
  • Health Plans for Individuals, Families & Small Businesses
  • Health Plans for Individuals, Families & Small Businesses
  • Health Plans for Individuals, Families & Small Businesses
  • Health Plans for Individuals, Families & Small Businesses
  • Health Plans for Individuals, Families & Small Businesses
  • Health Plans for Individuals, Families & Small Businesses
  • Health Plans for Individuals, Families & Small Businesses
  • Health Plans for Individuals, Families & Small Businesses
  • Health Plans for Individuals, Families & Small Businesses
  • Health Plans for Individuals, Families & Small Businesses
  • Health Plans for Individuals, Families & Small Businesses

Health, Vision, Dental, Life and Benefits.

Let’s build a plan that works for YOU

Protects You More than Standard Health Insurance Plans

Small Business Health Plans - PEO4You

Human-Centered Claims Managment

Approximately 80% of medical bills have errors such as wrong codes and duplicate charges. With PEO4YOU, you will have a dedicated representative committed to helping bring your costs down by identifying and eliminating these errors and finding you discounts and savings. Say goodbye to never-ending phone trees, transfers, and having to explain your situation over and over.

Small Business Health Plans - PEO4You

Your Premiums Work for You

Unlike traditional plans, PEO4YOU doesn’t profit from claim denials or premium hikes—ERISA laws make it illegal. We only earn from admin and union fees, so our focus stays on your care, not squeezing your wallet.

Small Business Health Plans - PEO4You

Cost Transparency & Affordable Renewals

At PEO4YOU, keeping costs low is the goal. That’s why we offer free Teledoc visits and let you compare procedure prices before scheduling. Over the past 5 years, our rates have increased less than 16%, while others jumped 30%+ in just one year. We stay transparent so you can stay protected.

PEO4YOU + Valenz = Faster, Smarter, Affordable Healthcare

No Delays. No Unnecessary Denials. No Wasted Dollars.
Experience Healthcare Built for You

Small Business Health Plans - PEO4You

Proactive Claim Protection

Traditional health plans often deny claims to increase profits. PEO4YOU is different. ERISA laws prohibit claim denials from turning into corporate profits. Instead, we partner with Valenz to streamline approvals and protect your access to care.

Small Business Health Plans - PEO4You

Fewer Denials, Faster Approvals, Less Stress

  • 90%+ claim denials prevented before they even happen.
  • Real-time coverage verification for faster approvals.
  • Data-driven cost savings to lower out-of-pocket expenses.
Small Business Health Plans - PEO4You

Fast-Tracked Savings on Your Medical Bills

Valenz's advanced cost-man- agement technology proactively reduces medical expenses, ensuring you pay less for the same high-quality care. Whether it's a hospital visit or routine checkup, your costs stay lower compared to traditional plans.

H&W, Dental, Vision and Life benefits are Part of a Benefits Package

5 year average renewal of less than 3% – Trust established in 1958 – BCBS network since 2004 – Enrollment available year round – No underwriting


H&W 125
DENTAL 125
VISION 125
LIFE 10K
ADMIN125
Union
Total
Employee Only
$731.00
$65.00
$10.00
$5.00
$100.00
$27.00
$938.00
Employee + Spouse
$1,500.00
$130.00
$22.00
$5.00
$200.00
$27.00
$1884.00
Employee + (Children)
$1,146.00
$130.00
$22.00
$5.00
$200.00
$27.00
$1530.00
Employee + Family
$1,636.00
$190.00
$35.00
$5.00
$200.00
$27.00
$2093.00
Waived Employees



$5.00

$27.00
$32.00

Our Approach

Our proven workflow

Better Benefits for Independent Contractors and Companies

Book your free consultation

Freelancers

Freelancers often face high costs for individual health plans. PEO4YOU offers group plans with comprehensive benefits, making it easy and affordable to get quality coverage that suits your flexible lifestyle.

Independent Contractors

Independent workers can struggle to find affordable health insurance. PEO4YOU helps by providing access to group plans with great coverage options, offering peace of mind and financial stability without the need for a traditional employer.

Individuals

Navigating health insurance alone can be tough. PEO4YOU simplifies it with tailored group plans that lower costs and provide reliable coverage, ensuring you have the support you need without

Independent Worker

Health Plans

Our services provide comprehensive solutions for individuals and independent workers seeking reliable and affordable coverage. By offering group health plans, we ensure access to essential benefits like preventive care, specialist visits, and prescription coverage, along with additional options for dental and vision care. Our services also include life insurance to help you plan for the future and protect your loved ones. With streamlined enrollment and personalized support, we make it easy to find coverage that meets your needs without the high costs often associated with individual plans.

Small Business Health Plans - PEO4You

Health

Get the health coverage you need with affordable group plans. Enjoy comprehensive benefits, including preventive care, specialist visits, and prescription coverage, all designed to keep you healthy and secure.
Small Business Health Plans - PEO4You

Life

Plan for the future with reliable life insurance options. Group plans offer peace of mind by providing financial security for your loved ones, ensuring they’re protected when it matters most.
Small Business Health Plans - PEO4You

Dental

Plan for the future with reliable life insurance options. Group plans offer peace of mind by providing financial security for your loved ones, ensuring they’re protected when it matters most.
Small Business Health Plans - PEO4You

Vision

Clear vision is essential, and our vision plans provide coverage for exams, glasses, and contact lenses. Get affordable, quality eye care that fits your needs and budget.
Chrystin Comeau
Director, Clinic Operations at Cambridge Biotherapies
Sam worked with us to decrease our health costs by nearly 50% without rasing the deductible on employees or limiting the doctor network. These savings enabled us to add additional, valuable benefits. He was always willing to take a call or zoom meeting to explain anything we had questions about. The insurance landscape can be complicated and hard to navigate, but he helped us make great, informed choices.
Chrystin Comeau - PEO4You Testimonial
Jameson Reeves
Owner, Full Grip Games
I got a big health insurance rate increase, and I didn't like the recommendations from my large, nationally recognized employee benefits agency, so I decided to speak with other agencies. None of them could provide the same level of solutions that Sam was able to. Now, we are saving 40% on both medical and overall costs while massively upgrading the health insurance benefits.
Jameson Reeves - PEO4You Testimonial
Jack Bazarbachian
Sako Auto Body, INC
Without changing payroll or undergoing medical underwriting, Sam helped reduce my business's health insurance rates by nearly 50%, all while improving the plan's benefits and network. He made the process effortless.
Jack Bazarbachian - PEO4You Testimonial
Dr. Hoorbod D, DO
Medical Sinai Healthcare PC, NY
The PEO4You plan lowered my family's cost substantially while improving my coverage. I've been so happy with it that friends, family, and colleagues have since joined the plan as well.
Dr Hoorbod - PEO4You Testimonial
Patrick Therrien
Founder & CEO, Nationals Scope Investigations
We were able to save almost 50% on our medical rates while fulfilling everything we were looking for
Patrick - PEO4You Testimonial
Dr. Elion Krok, MD
IMMC Health, NJ
Sam was able to take my family and business's situation and pull through where others failed. I am saving significantly while increasing my access to doctors.
Dr. Elion  - PEO4You Testimonial
Krystal Solimine
Sales Associate at RE/MAX Partners
We are loving the PEO4YOU plan. It is a much smoother experience with claims getting approved quickly. Just a much smoother experience and at a lower price than the alternative. I’m already telling friends and colleagues about it!
Krystal - PEO4You Testimonial
Karen M.

Absolutely loving the plan! Better than all other health insurance plans I have had. They have been flexible with my needs and it feels like I am getting a VIP, concierge treatment from customer service. I come from many years working in the health insurance industry. I didn't think my experience could be this good.
Karen M - PEO4You Testimonial
Alexandra Estrada
Operations Manager at FOUR PAWS
Sam Newland is a valuable asset to our company. Thanks to his expertise and guidance, FOUR PAWS USA has made informed decisions to increase coverage and benefits while reducing costs for both employees and the company. We truly appreciate his efforts to provide our employees with high-quality, affordable plans.
Alexandra - PEO4You Testimonial
Alexander Kady Tschopp
Co, Founders, Tailored Industry
Without changing payroll or going through underwriting, we saved over 50% on our medical plan while upgrading to a PPO, improving benefits, and reducing expected renewal increases. The savings allowed us to add dental and vision coverage and hire a new full-time employee to support our business growth.
Alexander - PEO4You Testimonial
Scarlett Bartlett
Operations Manager, Matthew Cunningham Landscape Design
MCLD has been working with Sam for many years. As we have grown and evolved as a company, they have been providing expert advice for our changing needs to help keep things simple and effiecient for the business and keep our employees happy. If and when anything comes up, we can always be confident that they will be there to help.
Scarlett - PEO4You Testimonial
Chelsea Curtis
Founder, Managing Partner at Seaport Consulting
Sam is an incredible asset to a small business like ours. He was able to balance simplicity with inclusivity and completeness so that we were able to make choices that make our employees happy, and for much less than we expected. In addition to their deep knowledge, they have provided exceptional service by responding quickly and providing thoughtful business solutions.
Chelsea - PEO4You Testimonial
Jacqueline Bellan
Manager, People Operations, Brio Systems
Sam is an expert in HR and Benefits. He took our preferences and guidelines to provide design solutions for both savings and growth strategies. He also spent time ensuring we understood every aspect of the healthcare plans we were considering, which can be challenging. With Sam’s help, we offered great benefits to our team, saved money, and grew quickly by attracting and retaining top talent.
Jacqueline - PEO4You Testimonial

FAQ

Frequently Asked Questions

Book your free consultation
When selecting a health plan, consider factors such as cost (premiums, deductibles, and out-of-pocket maximums), coverage options (including preventive care, emergency services, and prescription drugs), and network restrictions. Make sure the plan covers your preferred doctors and healthcare providers.
When selecting a health plan, consider factors such as cost (premiums, deductibles, and out-of-pocket maximums), coverage options (including preventive care, emergency services, and prescription drugs), and network restrictions. Make sure the plan covers your preferred doctors and healthcare providers.
The out-of-pocket maximum is the most you’ll have to pay in a year for covered services. After you reach this amount, the plan covers 100% of the allowed amount for covered services. This includes deductibles, copayments, and coinsurance but not your monthly premium.
Small Business Health Plans - PEO4You



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