Health plans for small businesses, Individuals, & Families
Health Plans for Small Businesses & Individuals
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Health Plans for Small Businesses & Individuals
Health Plans for Small Businesses & Individuals

Connecticut Health Plans

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Affordable Health Solutions in Connecticut

Healthcare in Connecticut is shaped by rising costs, diverse populations, and different needs across urban and suburban communities. Many residents are concerned about finding Connecticut health plans that provide reliable protection without overwhelming expenses. At PEO4YOU, we simplify the process by offering comprehensive Connecticut health insurance that combines medical, dental, vision, and life benefits. Our plans are designed for both businesses and individuals, making quality care more accessible for everyone.

From Hartford and New Haven to Stamford and smaller towns across the state, we partner with contractors, freelancers, families, and employers to ensure dependable healthcare coverage. Whether you are self-employed, managing a household, or running a company, we provide solutions that balance cost and protection. Each individual gains peace of mind knowing they can access dependable providers, while employers gain affordable ways to support their teams. With PEO4YOU, Connecticut residents can focus on growth and well-being with lasting confidence in their coverage.
Health Plans for Small Businesses & Individuals
Health Plans for Small Businesses & Individuals

Know Your Health & Wellness Benefits

Health Plans for Small Businesses & Individuals

Medical

BCBS PPO National Network

Deductible:$1,000
Coinsurance:80/20
Out-of-Pocket:$3,800
Primary Care Co-pay:$25
Specialist Co-Pay:$50
Medications:Generic 10%; Brand 35%
(see SBC for more details)
Wellness & Teledoc Visits: No Charge

(In-network only)

See Health Plan Outline for More Details

Dental-Health-Plans

Dental

Principal PPO Dental Network


Annual deductible networkCoinsurance network pays
Preventative$0100%
Basic$5080%
Major$5050%

Max benefit: $2,000 per calendar year

New Benefit: Implant coverage (see SBC for details).

Out-of-Network Coverage Available (Click Here to See Claim Example)

VIsion-Health-Plans

Vision

VSP Vision

Exams: $10 copay, 1 exam every 12 mo
Glasses: $25 copay for single lenses
Frames: Up to $250 every 24 mo
Contacts: Up to $250 every 12 mo

LIFE

10K Death Benefit

Know Your Health & Wellness Benefits

 At PEO4YOU, we believe comprehensive healthcare should be accessible, transparent, and tailored to your needs. That’s why every member receives a complete benefits package — medical, dental, vision, and life benefits — designed to give you peace of mind and real value.

Health-Plans-all.

Medical

BCBS PPO National Network

Deductible:$1,000
Coinsurance:80/20
Out-of-Pocket:$3,800
Primary Care Co-pay:$25
Specialist Co-Pay:$50
Medications:Generic 10%; Brand 35%
(see SBC for more details)
Wellness & Teledoc Visits: No Charge

(In-network only)

See Health Plan Outline for More Details

Dental-Health-Plans

Dental

Principal PPO Dental Network


Annual deductible networkCoinsurance network pays
Preventative$0100%
Basic$5080%
Major$5050%

Max benefit: $2,000 per calendar year

New Benefit: Implant coverage (see SBC for details).

Out-of-Network Coverage Available (Click Here to See Claim Example)

VIsion-Health-Plans

Vision

VSP Vision

Exams: $10 copay, 1 exam every 12 mo
Glasses: $25 copay for single lenses
Frames: Up to $250 every 24 mo
Contacts: Up to $250 every 12 mo

LIFE

10K Death Benefit

Accident

Click to Review Plan Details

Comprehensive Benefits for Connecticut Residents

peo4you star icon 6peo4you star icon 6
Every Connecticut health plan we provide includes a core set of benefits to ensure complete protection. These include preventive medical services, dental cleanings, vision exams, and life insurance coverage. For families, these benefits guarantee that children and other dependents can receive consistent care from doctors and specialists. For employers, they provide a valuable tool to attract and retain talent. For individuals, they reduce financial stress and limit out of pocket costs when health issues arise.

Our plans also improve access to services that residents rely on, from regular checkups to urgent care. By including a broad network of providers, patients are able to find the doctors, pharmacies, and specialists they need without excessive travel or high costs. Families appreciate knowing their children are protected, while older adults benefit from coverage that includes preventive screenings and chronic care support.

PEO4YOU also guides members through programs like Medicaid, helping them understand eligibility and how private health insurance can work alongside public options. By offering both guidance and practical solutions, we make it easier to enroll and maintain coverage. Whether you are reviewing benefits for your household or exploring options for employees, our goal is to deliver clear information so you can make confident decisions.
Book your free consultation

H&W, Dental, Vision and Life benefits are Part of a Benefits Package

5 year average renewal of less than 3% – Trust established in 1958 – BCBS network since 2004 – Enrollment available year round – No underwriting

Features
H&W 125
DENTAL 125
VISION 125
LIFE 10K
ADMIN125
Union
Total
Employee Only
$731.00
$65.00
$10.00
$5.00
$100.00
$27.00
$938.00
Employee + Spouse
$1,500.00
$130.00
$22.00
$5.00
$200.00
$27.00
$1,884.00
Employee + (Children)
$1,146.00
$130.00
$22.00
$5.00
$200.00
$27.00
$1,530.00
Employee + Family
$1,636.00
$190.00
$35.00
$5.00
$200.00
$27.00
$2,093.00
Waived Employees



$5.00

$27.00
$32

H&W, Dental, Vision and Life Benefits are
Part of a Benefits Package

6 consecutive renewals of 3% or less – Trust established in 1958 – BCBS network since 2004 –
Enrollment available year round 

2026 Rates

Features
H&W 125
DENTAL 125
VISION 125
ACCIDENT
LIFE 10K
ADMIN125
Union
Total
Employee Only
$746.00
$75.00
$15.00
$12.00
$10.00
$100.00
$27.00
$985.00
Employee + Spouse
$1,530.00
$150.00
$30.00
$12.00
$10.00
$200.00
$27.00
$1,959.00
Employee + (Children)
$1,169.00
$150.00
$30.00
$12.00
$10.00
$200.00
$27.00
$1,598.00
Employee + Family
$1,669.00
$220.00
$45.00
$12.00
$10.00
$200.00
$27.00
$2,183.00
Waived Employees




$10.00

$27.00
$37
Scroll right to view the full chart.
PEO4YOU - Horizontal Logo

Accident coverage is for Employee/Member only
Groups above 10 have custom ancillary rates
First Year Dental Max is $1,000, Second year increases to $2,000
Surcharge for 4 or more dependent children – Dental :$50 , Vision: $15 per child.

*Additional $33/month Processing Fee Applies for Individual and Family Health Plans.
Connecticut Health Plans | Best for Family & Small Business – Get affordable, high-quality health plans for small businesses, freelancers & families .

Healthcare Options for Connecticut Businesses and Families

Connecticut’s workforce is highly diverse, ranging from large corporations in Stamford to small businesses in Hartford and self-employed contractors in New Haven. Each group requires healthcare solutions that align with its priorities. Employers often want structured health insurance that strengthens employee satisfaction. Contractors and freelancers look for affordable plans that provide consistent coverage, even when income varies. Families prioritize benefits that cover children, spouses, and dependents, ensuring reliable protection year-round.

PEO4YOU supports all of these groups with flexible solutions that combine affordability with meaningful benefits. Businesses gain dependable plans that keep employees engaged and reduce turnover. Individuals gain confidence that they can live and work in Connecticut without worrying about sudden healthcare costs. Families benefit from plans that include preventive services, pharmacy coverage, and life insurance.

We also make it easy to connect with our team for guidance. Contact us online, by phone, or through local representatives to ask questions, compare plans, or review enrollment options. Unlike systems that leave you facing confusing server errors or delays, we ensure that enrollment is smooth, simple, and effective. When patients or members need help, our advisors are available to explain coverage details, answer questions, and help people find the best plan for their needs.
Book your free consultation
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Something for everyone.

Health Plans

Book your free consultation

Making Healthcare Accessible Across Connecticut

At PEO4YOU, we believe dependable healthcare should be accessible to every resident of Connecticut. That is why our focus goes beyond offering insurance cards—we create systems that improve access and simplify the way people receive care. Whether you are an individual reviewing your first plan or an employer providing benefits for a team of members, our goal is to make healthcare practical and affordable.

We help residents find solutions that match their needs, whether that means comparing private plans, exploring Connecticut health insurance options, or determining eligibility for Medicaid. We guide members through the process to ensure they enroll successfully and maintain consistent coverage. Our role is to eliminate barriers so you can focus on your health and well-being.

Healthcare in Connecticut continues to evolve as costs rise and new programs are introduced. PEO4YOU stays informed about local changes so members do not have to. From updates in Hartford to community needs in Stamford and New Haven, we monitor the healthcare landscape to ensure our plans remain competitive and compliant.

With comprehensive benefits, financial protection, and responsive support, our Connecticut health plans provide lasting value. Whether you are a business owner, a family, or an individual, PEO4YOU makes it easier to connect, contact, and share details with advisors who care about your needs. Our goal is to help every resident of Connecticut live with dependable healthcare coverage.

Chrystin Comeau
Director, Clinic Operations at Cambridge Biotherapies
Sam worked with us to decrease our health costs by nearly 50% without rasing the deductible on employees or limiting the doctor network. These savings enabled us to add additional, valuable benefits. He was always willing to take a call or zoom meeting to explain anything we had questions about. The insurance landscape can be complicated and hard to navigate, but he helped us make great, informed choices.
Chrystin Comeau - PEO4You Testimonial
Jameson Reeves
Owner, Full Grip Games
I got a big health insurance rate increase, and I didn't like the recommendations from my large, nationally recognized employee benefits agency, so I decided to speak with other agencies. None of them could provide the same level of solutions that Sam was able to. Now, we are saving 40% on both medical and overall costs while massively upgrading the health insurance benefits.
Jameson Reeves - PEO4You Testimonial
Jack Bazarbachian
Sako Auto Body, INC
Without changing payroll or undergoing medical underwriting, Sam helped reduce my business's health insurance rates by nearly 50%, all while improving the plan's benefits and network. He made the process effortless.
Jack Bazarbachian - PEO4You Testimonial
Dr. Hoorbod D, DO
Medical Sinai Healthcare PC, NY
The PEO4You plan lowered my family's cost substantially while improving my coverage. I've been so happy with it that friends, family, and colleagues have since joined the plan as well.
Dr Hoorbod - PEO4You Testimonial
Patrick Therrien
Founder & CEO, Nationals Scope Investigations
We were able to save almost 50% on our medical rates while fulfilling everything we were looking for
Patrick - PEO4You Testimonial
Dr. Elion Krok, MD
IMMC Health, NJ
Sam was able to take my family and business's situation and pull through where others failed. I am saving significantly while increasing my access to doctors.
Dr. Elion  - PEO4You Testimonial
Krystal Solimine
Sales Associate at RE/MAX Partners
We are loving the PEO4YOU plan. It is a much smoother experience with claims getting approved quickly. Just a much smoother experience and at a lower price than the alternative. I’m already telling friends and colleagues about it!
Krystal - PEO4You Testimonial
Karen M.

Absolutely loving the plan! Better than all other health insurance plans I have had. They have been flexible with my needs and it feels like I am getting a VIP, concierge treatment from customer service. I come from many years working in the health insurance industry. I didn't think my experience could be this good.
Karen M - PEO4You Testimonial
Alexandra Estrada
Operations Manager at FOUR PAWS
Sam Newland is a valuable asset to our company. Thanks to his expertise and guidance, FOUR PAWS USA has made informed decisions to increase coverage and benefits while reducing costs for both employees and the company. We truly appreciate his efforts to provide our employees with high-quality, affordable plans.
Alexandra - PEO4You Testimonial
Alexander Kady Tschopp
Co, Founders, Tailored Industry
Without changing payroll or going through underwriting, we saved over 50% on our medical plan while upgrading to a PPO, improving benefits, and reducing expected renewal increases. The savings allowed us to add dental and vision coverage and hire a new full-time employee to support our business growth.
Alexander - PEO4You Testimonial
Scarlett Bartlett
Operations Manager, Matthew Cunningham Landscape Design
MCLD has been working with Sam for many years. As we have grown and evolved as a company, they have been providing expert advice for our changing needs to help keep things simple and effiecient for the business and keep our employees happy. If and when anything comes up, we can always be confident that they will be there to help.
Scarlett - PEO4You Testimonial
Chelsea Curtis
Founder, Managing Partner at Seaport Consulting
Sam is an incredible asset to a small business like ours. He was able to balance simplicity with inclusivity and completeness so that we were able to make choices that make our employees happy, and for much less than we expected. In addition to their deep knowledge, they have provided exceptional service by responding quickly and providing thoughtful business solutions.
Chelsea - PEO4You Testimonial
Jacqueline Bellan
Manager, People Operations, Brio Systems
Sam is an expert in HR and Benefits. He took our preferences and guidelines to provide design solutions for both savings and growth strategies. He also spent time ensuring we understood every aspect of the healthcare plans we were considering, which can be challenging. With Sam’s help, we offered great benefits to our team, saved money, and grew quickly by attracting and retaining top talent.
Jacqueline - PEO4You Testimonial
Testimonials

What Our Clients Say

Read how Clever has transformed productivity for our users
and hear their success stories.

peo4you client Alexandra Estrada

Sam Newland is a valuable asset to our company. Thanks to his expertise and guidance, FOUR PAWS USA has made informed decisions to increase coverage and benefits while reducing costs for both employees and the company. We truly appreciate his efforts to provide our employees with high-quality, affordable plans.

Alexandra Estrada

Operations Manager at Spectrum
peo4you user say section frame
Spectrum
peo4you Abstract Design
peo4you client Alexandra Estrada

Sam worked with us to decrease our health costs by nearly 50% without rasing the deductible on employees or limiting the doctor network. These savings enabled us to add additional, valuable benefits. He was always willing to take a call or zoom meeting to explain anything we had questions about. The landscape can be complicated and hard to navigate, but he helped us make great, informed choices.

Chrystin Comeau

Director, Clinic Operations at Cambridge Biotherapies
peo4you Abstract Design
peo4you client Alexandra Estrada

I got a big health benefits rate increase, and I didn't like the recommendations from my large, nationally recognized employee benefits agency, so I decided to speak with other agencies. None of them could provide the same level of solutions that Sam was able to. Now, we are saving 40% on both medical and overall costs while massively upgrading the health benefits.

Jameson Reeves

Owner, Full Grip Games
peo4you Abstract Design
peo4you client Alexandra Estrada

Without changing payroll or undergoing medical underwriting, Sam helped reduce my business's health benefits rates by nearly 50%, all while improving the plan's benefits and network. He made the process effortless.

Jack Bazarbachian

Sako Auto Body, INC
jack logo
peo4you Abstract Design
peo4you client Alexandra Estrada

The PEO4You plan lowered my family's cost substantially while improving my coverage. I've been so happy with it that friends, family, and colleagues have since joined the plan as well.

Dr. Hoorbod D, DO

Medical Sinai Healthcare PC, NY
peo4you Abstract Design
peo4you client Alexandra Estrada

We were able to save almost 50% on our medical rates while fulfilling everything we were looking for

Patrick Therrien

Founder & CEO, Nationals Scope Investigations
Nationals Scope Investigations
peo4you Abstract Design
peo4you client Alexandra Estrada

Sam was able to take my family and business's situation and pull through where others failed. I am saving significantly while increasing my access to doctors.

Dr. Elion Krok, MD

IMMC Health, NJ
IMMC Health
peo4you Abstract Design
peo4you client Alexandra Estrada

We are loving the PEO4YOU plan. It is a much smoother experience with claims getting approved quickly. Just a much smoother experience and at a lower price than the alternative. I’m already telling friends and colleagues about it!

Krystal Solimine

Sales Associate at RE/MAX Partners
REMAX
peo4you Abstract Design
peo4you client Alexandra Estrada

Absolutely loving the plan! Better than all other health benefits plans I have had. They have been flexible with my needs and it feels like I am getting a VIP, concierge treatment from customer service. I come from many years working in the health benefits industry. I didn't think my experience could be this good.

Karen M.

Karen M.
peo4you user say section frame
Karen M.
peo4you Abstract Design
peo4you client Alexandra Estrada

Sam Newland is a valuable asset to our company. Thanks to his expertise and guidance, FOUR PAWS USA has made informed decisions to increase coverage and benefits while reducing costs for both employees and the company. We truly appreciate his efforts to provide our employees with high-quality, affordable plans.

Alexandra Estrada

Operations Manager at Spectrum
spectrum-logo
peo4you Abstract Design
Health plans for small businesses, Individuals, & Families

Without changing payroll or going through underwriting, we saved over 50% on our medical plan while upgrading to a PPO, improving benefits, and reducing expected renewal increases. The savings allowed us to add dental and vision coverage and hire a new full-time employee to support our business growth.

Alexander Kady Tschopp

Co, Founders, Tailored Industry
Tailored Industry
peo4you Abstract Design
Health plans for small businesses, Individuals, & Families

MCLD has been working with Sam for many years. As we have grown and evolved as a company, they have been providing expert advice for our changing needs to help keep things simple and effiecient for the business and keep our employees happy. If and when anything comes up, we can always be confident that they will be there to help.

Scarlett Bartlett

Operations Manager, Matthew Cunningham Landscape Design
Matthew Cunningham Landscape Design
peo4you Abstract Design
Health plans for small businesses, Individuals, & Families

Sam is an incredible asset to a small business like ours. He was able to balance simplicity with inclusivity and completeness so that we were able to make choices that make our employees happy, and for much less than we expected. In addition to their deep knowledge, they have provided exceptional service by responding quickly and providing thoughtful business solutions.

Chelsea Curtis

Founder, Managing Partner at Seaport Consulting
Seaport Consulting
peo4you Abstract Design
Health plans for small businesses, Individuals, & Families

Sam is an expert in HR and Benefits. He took our preferences and guidelines to provide design solutions for both savings and growth strategies. He also spent time ensuring we understood every aspect of the healthcare plans we were considering, which can be challenging. With Sam’s help, we offered great benefits to our team, saved money, and grew quickly by attracting and retaining top talent.

Jacqueline Bellan

Manager, People Operations, Brio Systems
Brio Systems
peo4you Abstract Design
Vin

My wife's medical emergency resulted in $300,000 in medical bills and over 90 claims - not one of them was denied and all costs covered by our $3800 per year max. She is still going to PT after 140 visits and we don't need to call and get more approvals. The rehab staff rave about our coverage. Also, I was the first patient in over eight years whose PRP treatments were covered, saving me over $3900. This plan really works.

Vin Cannistraro

PEO4YOU Member
vin Featured Logo
peo4you Abstract Design
Chrystin Comeau
Director, Clinic Operations at Cambridge Biotherapies
Sam worked with us to decrease our health costs by nearly 50% without rasing the deductible on employees or limiting the doctor network. These savings enabled us to add additional, valuable benefits. He was always willing to take a call or zoom meeting to explain anything we had questions about. The landscape can be complicated and hard to navigate, but he helped us make great, informed choices.
Chrystin Comeau - PEO4You Testimonial
Jameson Reeves
Owner, Full Grip Games
I got a big health benefits rate increase, and I didn't like the recommendations from my large, nationally recognized employee benefits agency, so I decided to speak with other agencies. None of them could provide the same level of solutions that Sam was able to. Now, we are saving 40% on both medical and overall costs while massively upgrading the health benefits.
Jameson Reeves - PEO4You Testimonial
Jack Bazarbachian
Sako Auto Body, INC
Without changing payroll or undergoing medical underwriting, Sam helped reduce my business's health benefits rates by nearly 50%, all while improving the plan's benefits and network. He made the process effortless.
Jack Bazarbachian - PEO4You Testimonial
Dr. Hoorbod D, DO
Medical Sinai Healthcare PC, NY
The PEO4You plan lowered my family's cost substantially while improving my coverage. I've been so happy with it that friends, family, and colleagues have since joined the plan as well.
Dr Hoorbod - PEO4You Testimonial
Patrick Therrien
Founder & CEO, Nationals Scope Investigations
We were able to save almost 50% on our medical rates while fulfilling everything we were looking for
Patrick - PEO4You Testimonial
Dr. Elion Krok, MD
IMMC Health, NJ
Sam was able to take my family and business's situation and pull through where others failed. I am saving significantly while increasing my access to doctors.
Dr. Elion  - PEO4You Testimonial
Krystal Solimine
Sales Associate at RE/MAX Partners
We are loving the PEO4YOU plan. It is a much smoother experience with claims getting approved quickly. Just a much smoother experience and at a lower price than the alternative. I’m already telling friends and colleagues about it!
Krystal - PEO4You Testimonial
Karen M.

Absolutely loving the plan! Better than all other health benefits plans I have had. They have been flexible with my needs and it feels like I am getting a VIP, concierge treatment from customer service. I come from many years working in the health benefits industry. I didn't think my experience could be this good.
Karen M - PEO4You Testimonial
Alexandra Estrada
Operations Manager at FOUR PAWS
Sam Newland is a valuable asset to our company. Thanks to his expertise and guidance, FOUR PAWS USA has made informed decisions to increase coverage and benefits while reducing costs for both employees and the company. We truly appreciate his efforts to provide our employees with high-quality, affordable plans.
Alexandra - PEO4You Testimonial
Alexander Kady Tschopp
Co, Founders, Tailored Industry
Without changing payroll or going through underwriting, we saved over 50% on our medical plan while upgrading to a PPO, improving benefits, and reducing expected renewal increases. The savings allowed us to add dental and vision coverage and hire a new full-time employee to support our business growth.
Alexander - PEO4You Testimonial
Scarlett Bartlett
Operations Manager, Matthew Cunningham Landscape Design
MCLD has been working with Sam for many years. As we have grown and evolved as a company, they have been providing expert advice for our changing needs to help keep things simple and effiecient for the business and keep our employees happy. If and when anything comes up, we can always be confident that they will be there to help.
Scarlett - PEO4You Testimonial
Chelsea Curtis
Founder, Managing Partner at Seaport Consulting
Sam is an incredible asset to a small business like ours. He was able to balance simplicity with inclusivity and completeness so that we were able to make choices that make our employees happy, and for much less than we expected. In addition to their deep knowledge, they have provided exceptional service by responding quickly and providing thoughtful business solutions.
Chelsea - PEO4You Testimonial
Jacqueline Bellan
Manager, People Operations, Brio Systems
Sam is an expert in HR and Benefits. He took our preferences and guidelines to provide design solutions for both savings and growth strategies. He also spent time ensuring we understood every aspect of the healthcare plans we were considering, which can be challenging. With Sam’s help, we offered great benefits to our team, saved money, and grew quickly by attracting and retaining top talent.
Jacqueline - PEO4You Testimonial
Vin Cannistraro
PEO4YOU Member
My wife's medical emergency resulted in $300,000 in medical bills and over 90 claims - not one of them was denied and all costs covered by our $3800 per year max. She is still going to PT after 140 visits and we don't need to call and get more approvals. The rehab staff rave about our coverage. Also, I was the first patient in over eight years whose PRP treatments were covered, saving me over $3900. This plan really works.
Vin

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