Health plans for small businesses, Individuals, & Families
Health Plans for Small Businesses & Individuals
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Enroll now
Health Plans for Small Businesses & Individuals
Health Plans for Small Businesses & Individuals

Georgia Health Plans

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Healthcare Options for Georgia Residents

Healthcare in Georgia is shaped by rising costs, expanding industries, and the unique needs of families and businesses across the state. Many residents struggle to find health insurance that balances affordability with dependable coverage. PEO4YOU delivers Georgia health plans that combine medical, dental, vision, and life benefits into one complete package. These plans are designed for small businesses, contractors, individuals, and families, providing protection that keeps costs under control while delivering long-term value.

From Atlanta and Savannah to Augusta, Macon, and smaller towns, our solutions adapt to local needs. Employers rely on us to provide benefits that improve retention, contractors look for practical alternatives to expensive individual policies, and families depend on our plans for consistent protection. With PEO4YOU, healthcare in Georgia becomes more than a monthly bill—it becomes a resource that works for you, reducing stress and improving quality of life.

We also help residents explore options like the Georgia health insurance marketplace, Medicaid, and the Affordable Care Act (ACA). By guiding members through eligibility and enrollment, we ensure that every individual can find a plan that matches their situation. With support from PEO4YOU, accessing health care coverage across Georgia is no longer a challenge.
Health Plans for Small Businesses & Individuals
Health Plans for Small Businesses & Individuals

Know Your Health & Wellness Benefits

Health Plans for Small Businesses & Individuals

Medical

BCBS PPO National Network

Deductible:$1,000
Coinsurance:80/20
Out-of-Pocket:$3,800
Primary Care Co-pay:$25
Specialist Co-Pay:$50
Medications:Generic 10%; Brand 35%
(see SBC for more details)
Wellness & Teledoc Visits: No Charge

(In-network only)

See Health Plan Outline for More Details

Dental-Health-Plans

Dental

Principal PPO Dental Network


Annual deductible networkCoinsurance network pays
Preventative$0100%
Basic$5080%
Major$5050%

Max benefit: $2,000 per calendar year

New Benefit: Implant coverage (see SBC for details).

Out-of-Network Coverage Available (Click Here to See Claim Example)

VIsion-Health-Plans

Vision

VSP Vision

Exams: $10 copay, 1 exam every 12 mo
Glasses: $25 copay for single lenses
Frames: Up to $250 every 24 mo
Contacts: Up to $250 every 12 mo

LIFE

10K Death Benefit

Know Your Health & Wellness Benefits

 At PEO4YOU, we believe comprehensive healthcare should be accessible, transparent, and tailored to your needs. That’s why every member receives a complete benefits package — medical, dental, vision, and life benefits — designed to give you peace of mind and real value.

Health-Plans-all.

Medical

BCBS PPO National Network

Deductible:$1,000
Coinsurance:80/20
Out-of-Pocket:$3,800
Primary Care Co-pay:$25
Specialist Co-Pay:$50
Medications:Generic 10%; Brand 35%
(see SBC for more details)
Wellness & Teledoc Visits: No Charge

(In-network only)

See Health Plan Outline for More Details

Dental-Health-Plans

Dental

Principal PPO Dental Network


Annual deductible networkCoinsurance network pays
Preventative$0100%
Basic$5080%
Major$5050%

Max benefit: $2,000 per calendar year

New Benefit: Implant coverage (see SBC for details).

Out-of-Network Coverage Available (Click Here to See Claim Example)

VIsion-Health-Plans

Vision

VSP Vision

Exams: $10 copay, 1 exam every 12 mo
Glasses: $25 copay for single lenses
Frames: Up to $250 every 24 mo
Contacts: Up to $250 every 12 mo

LIFE

10K Death Benefit

Accident

Click to Review Plan Details

Georgia Plans with Lasting Value

peo4you star icon 6peo4you star icon 6
Every health plan we provide is built with lasting stability in mind. Our Georgia health plans include preventive care, routine doctor visits, dental checkups, vision services, and life insurance. These benefits give families peace of mind and protect individuals from unexpected expenses. By structuring coverage around everyday needs, our plans lower deductibles, reduce reliance on out-of-pocket payments, and simplify budgeting.

For families, this means consistent access to doctors, prescriptions, and wellness visits. For employers, this means stronger teams supported by healthcare that reflects real priorities. For self-employed professionals, it means avoiding sudden bills and managing expenses through predictable premiums, coinsurance, and copays. By covering both short-term visits and long-term care needs, our plans offer protection that families and businesses can trust year after year.

We also emphasize education, ensuring that members understand their options. By reviewing resources and explaining details like copayments, services, and coverage networks, our advisors make complex insurance decisions simpler. With PEO4YOU, you don’t just receive insurance—you receive the knowledge needed to make informed choices.
Book your free consultation

H&W, Dental, Vision and Life benefits are Part of a Benefits Package

5 year average renewal of less than 3% – Trust established in 1958 – BCBS network since 2004 – Enrollment available year round – No underwriting

Features
H&W 125
DENTAL 125
VISION 125
LIFE 10K
ADMIN125
Union
Total
Employee Only
$731.00
$65.00
$10.00
$5.00
$100.00
$27.00
$938.00
Employee + Spouse
$1,500.00
$130.00
$22.00
$5.00
$200.00
$27.00
$1,884.00
Employee + (Children)
$1,146.00
$130.00
$22.00
$5.00
$200.00
$27.00
$1,530.00
Employee + Family
$1,636.00
$190.00
$35.00
$5.00
$200.00
$27.00
$2,093.00
Waived Employees



$5.00

$27.00
$32

H&W, Dental, Vision and Life Benefits are
Part of a Benefits Package

6 consecutive renewals of 3% or less – Trust established in 1958 – BCBS network since 2004 –
Enrollment available year round 

2026 Rates

Features
H&W 125
DENTAL 125
VISION 125
ACCIDENT
LIFE 10K
ADMIN125
Union
Total
Employee Only
$746.00
$75.00
$15.00
$12.00
$10.00
$100.00
$27.00
$985.00
Employee + Spouse
$1,530.00
$150.00
$30.00
$12.00
$10.00
$200.00
$27.00
$1,959.00
Employee + (Children)
$1,169.00
$150.00
$30.00
$12.00
$10.00
$200.00
$27.00
$1,598.00
Employee + Family
$1,669.00
$220.00
$45.00
$12.00
$10.00
$200.00
$27.00
$2,183.00
Waived Employees




$10.00

$27.00
$37
Scroll right to view the full chart.
PEO4YOU - Horizontal Logo

Accident coverage is for Employee/Member only
Groups above 10 have custom ancillary rates
First Year Dental Max is $1,000, Second year increases to $2,000
Surcharge for 4 or more dependent children – Dental :$50 , Vision: $15 per child.

*Additional $33/month Processing Fee Applies for Individual and Family Health Plans.
Georgia Health Plans

Healthcare Solutions Across Georgia Communities

Georgia’s workforce is diverse, spanning major cities, rural communities, and industries like logistics, healthcare, education, and technology. Each group has its own set of healthcare priorities. Small businesses in Atlanta need health insurance plans that keep employees satisfied. Independent professionals in Savannah want affordable coverage that adapts to irregular income. Families in Augusta and Macon seek comprehensive protection that covers children, spouses, and aging parents.

PEO4YOU supports all of these groups by delivering flexible plans tailored to each situation. Employers gain insurance options that strengthen loyalty and reduce turnover. Families gain peace of mind with plans that cover everything from preventive visits to chronic care. Contractors and freelancers gain adaptable coverage that fits both tight budgets and changing schedules.
We also make it easy to stay connected. Members can contact our team online, by phone, or through local representatives to ask questions, compare plans, or review eligibility requirements. We provide responsive support, ensuring that customers don’t face errors, delays, or confusion during enrollment. Our process is designed to work smoothly for everyone, helping people enroll with confidence and manage their healthcare effectively.
Book your free consultation
peo4you star icon 6peo4you star icon 6

Something for everyone.

Health Plans

Book your free consultation

Making Healthcare Accessible Across Georgia

At PEO4YOU, we believe every Georgian deserves accessible, affordable, and dependable healthcare. Our Georgia health insurance options focus on making quality protection available to all, regardless of whether you are a small business owner, a contractor, or a parent caring for a family. By combining public programs like Medicaid with private insurance choices, we help residents choose the best plan for their needs.

Accessibility means more than just offering coverage—it means making sure people can use it. That’s why our advisors explain services, guide you through enrollment, and connect you with providers. From reviewing financial help resources to comparing affordable health insurance programs, we make sure every individual has the tools to secure the right plan.

Georgia’s healthcare system continues to change, but with PEO4YOU, you stay informed and protected. We monitor updates to the marketplace, provide access to subsidies when available, and adjust coverage to meet new state requirements. By focusing on both affordability and stability, we ensure that residents are supported through every stage of life.

With comprehensive healthcare solutions, strong benefits, and dedicated support, our Georgia health plans are built to help businesses, families, and individuals thrive. With PEO4YOU, you gain more than coverage—you gain a trusted partner who ensures that your health always comes first.

Chrystin Comeau
Director, Clinic Operations at Cambridge Biotherapies
Sam worked with us to decrease our health costs by nearly 50% without rasing the deductible on employees or limiting the doctor network. These savings enabled us to add additional, valuable benefits. He was always willing to take a call or zoom meeting to explain anything we had questions about. The insurance landscape can be complicated and hard to navigate, but he helped us make great, informed choices.
Chrystin Comeau - PEO4You Testimonial
Jameson Reeves
Owner, Full Grip Games
I got a big health insurance rate increase, and I didn't like the recommendations from my large, nationally recognized employee benefits agency, so I decided to speak with other agencies. None of them could provide the same level of solutions that Sam was able to. Now, we are saving 40% on both medical and overall costs while massively upgrading the health insurance benefits.
Jameson Reeves - PEO4You Testimonial
Jack Bazarbachian
Sako Auto Body, INC
Without changing payroll or undergoing medical underwriting, Sam helped reduce my business's health insurance rates by nearly 50%, all while improving the plan's benefits and network. He made the process effortless.
Jack Bazarbachian - PEO4You Testimonial
Dr. Hoorbod D, DO
Medical Sinai Healthcare PC, NY
The PEO4You plan lowered my family's cost substantially while improving my coverage. I've been so happy with it that friends, family, and colleagues have since joined the plan as well.
Dr Hoorbod - PEO4You Testimonial
Patrick Therrien
Founder & CEO, Nationals Scope Investigations
We were able to save almost 50% on our medical rates while fulfilling everything we were looking for
Patrick - PEO4You Testimonial
Dr. Elion Krok, MD
IMMC Health, NJ
Sam was able to take my family and business's situation and pull through where others failed. I am saving significantly while increasing my access to doctors.
Dr. Elion  - PEO4You Testimonial
Krystal Solimine
Sales Associate at RE/MAX Partners
We are loving the PEO4YOU plan. It is a much smoother experience with claims getting approved quickly. Just a much smoother experience and at a lower price than the alternative. I’m already telling friends and colleagues about it!
Krystal - PEO4You Testimonial
Karen M.

Absolutely loving the plan! Better than all other health insurance plans I have had. They have been flexible with my needs and it feels like I am getting a VIP, concierge treatment from customer service. I come from many years working in the health insurance industry. I didn't think my experience could be this good.
Karen M - PEO4You Testimonial
Alexandra Estrada
Operations Manager at FOUR PAWS
Sam Newland is a valuable asset to our company. Thanks to his expertise and guidance, FOUR PAWS USA has made informed decisions to increase coverage and benefits while reducing costs for both employees and the company. We truly appreciate his efforts to provide our employees with high-quality, affordable plans.
Alexandra - PEO4You Testimonial
Alexander Kady Tschopp
Co, Founders, Tailored Industry
Without changing payroll or going through underwriting, we saved over 50% on our medical plan while upgrading to a PPO, improving benefits, and reducing expected renewal increases. The savings allowed us to add dental and vision coverage and hire a new full-time employee to support our business growth.
Alexander - PEO4You Testimonial
Scarlett Bartlett
Operations Manager, Matthew Cunningham Landscape Design
MCLD has been working with Sam for many years. As we have grown and evolved as a company, they have been providing expert advice for our changing needs to help keep things simple and effiecient for the business and keep our employees happy. If and when anything comes up, we can always be confident that they will be there to help.
Scarlett - PEO4You Testimonial
Chelsea Curtis
Founder, Managing Partner at Seaport Consulting
Sam is an incredible asset to a small business like ours. He was able to balance simplicity with inclusivity and completeness so that we were able to make choices that make our employees happy, and for much less than we expected. In addition to their deep knowledge, they have provided exceptional service by responding quickly and providing thoughtful business solutions.
Chelsea - PEO4You Testimonial
Jacqueline Bellan
Manager, People Operations, Brio Systems
Sam is an expert in HR and Benefits. He took our preferences and guidelines to provide design solutions for both savings and growth strategies. He also spent time ensuring we understood every aspect of the healthcare plans we were considering, which can be challenging. With Sam’s help, we offered great benefits to our team, saved money, and grew quickly by attracting and retaining top talent.
Jacqueline - PEO4You Testimonial
Testimonials

What Our Clients Say

Read how Clever has transformed productivity for our users
and hear their success stories.

peo4you client Alexandra Estrada

Sam Newland is a valuable asset to our company. Thanks to his expertise and guidance, FOUR PAWS USA has made informed decisions to increase coverage and benefits while reducing costs for both employees and the company. We truly appreciate his efforts to provide our employees with high-quality, affordable plans.

Alexandra Estrada

Operations Manager at Spectrum
peo4you user say section frame
Spectrum
peo4you Abstract Design
peo4you client Alexandra Estrada

Sam worked with us to decrease our health costs by nearly 50% without rasing the deductible on employees or limiting the doctor network. These savings enabled us to add additional, valuable benefits. He was always willing to take a call or zoom meeting to explain anything we had questions about. The landscape can be complicated and hard to navigate, but he helped us make great, informed choices.

Chrystin Comeau

Director, Clinic Operations at Cambridge Biotherapies
peo4you Abstract Design
peo4you client Alexandra Estrada

I got a big health benefits rate increase, and I didn't like the recommendations from my large, nationally recognized employee benefits agency, so I decided to speak with other agencies. None of them could provide the same level of solutions that Sam was able to. Now, we are saving 40% on both medical and overall costs while massively upgrading the health benefits.

Jameson Reeves

Owner, Full Grip Games
peo4you Abstract Design
peo4you client Alexandra Estrada

Without changing payroll or undergoing medical underwriting, Sam helped reduce my business's health benefits rates by nearly 50%, all while improving the plan's benefits and network. He made the process effortless.

Jack Bazarbachian

Sako Auto Body, INC
jack logo
peo4you Abstract Design
peo4you client Alexandra Estrada

The PEO4You plan lowered my family's cost substantially while improving my coverage. I've been so happy with it that friends, family, and colleagues have since joined the plan as well.

Dr. Hoorbod D, DO

Medical Sinai Healthcare PC, NY
peo4you Abstract Design
peo4you client Alexandra Estrada

We were able to save almost 50% on our medical rates while fulfilling everything we were looking for

Patrick Therrien

Founder & CEO, Nationals Scope Investigations
Nationals Scope Investigations
peo4you Abstract Design
peo4you client Alexandra Estrada

Sam was able to take my family and business's situation and pull through where others failed. I am saving significantly while increasing my access to doctors.

Dr. Elion Krok, MD

IMMC Health, NJ
IMMC Health
peo4you Abstract Design
peo4you client Alexandra Estrada

We are loving the PEO4YOU plan. It is a much smoother experience with claims getting approved quickly. Just a much smoother experience and at a lower price than the alternative. I’m already telling friends and colleagues about it!

Krystal Solimine

Sales Associate at RE/MAX Partners
REMAX
peo4you Abstract Design
peo4you client Alexandra Estrada

Absolutely loving the plan! Better than all other health benefits plans I have had. They have been flexible with my needs and it feels like I am getting a VIP, concierge treatment from customer service. I come from many years working in the health benefits industry. I didn't think my experience could be this good.

Karen M.

Karen M.
peo4you user say section frame
Karen M.
peo4you Abstract Design
peo4you client Alexandra Estrada

Sam Newland is a valuable asset to our company. Thanks to his expertise and guidance, FOUR PAWS USA has made informed decisions to increase coverage and benefits while reducing costs for both employees and the company. We truly appreciate his efforts to provide our employees with high-quality, affordable plans.

Alexandra Estrada

Operations Manager at Spectrum
spectrum-logo
peo4you Abstract Design
Health plans for small businesses, Individuals, & Families

Without changing payroll or going through underwriting, we saved over 50% on our medical plan while upgrading to a PPO, improving benefits, and reducing expected renewal increases. The savings allowed us to add dental and vision coverage and hire a new full-time employee to support our business growth.

Alexander Kady Tschopp

Co, Founders, Tailored Industry
Tailored Industry
peo4you Abstract Design
Health plans for small businesses, Individuals, & Families

MCLD has been working with Sam for many years. As we have grown and evolved as a company, they have been providing expert advice for our changing needs to help keep things simple and effiecient for the business and keep our employees happy. If and when anything comes up, we can always be confident that they will be there to help.

Scarlett Bartlett

Operations Manager, Matthew Cunningham Landscape Design
Matthew Cunningham Landscape Design
peo4you Abstract Design
Health plans for small businesses, Individuals, & Families

Sam is an incredible asset to a small business like ours. He was able to balance simplicity with inclusivity and completeness so that we were able to make choices that make our employees happy, and for much less than we expected. In addition to their deep knowledge, they have provided exceptional service by responding quickly and providing thoughtful business solutions.

Chelsea Curtis

Founder, Managing Partner at Seaport Consulting
Seaport Consulting
peo4you Abstract Design
Health plans for small businesses, Individuals, & Families

Sam is an expert in HR and Benefits. He took our preferences and guidelines to provide design solutions for both savings and growth strategies. He also spent time ensuring we understood every aspect of the healthcare plans we were considering, which can be challenging. With Sam’s help, we offered great benefits to our team, saved money, and grew quickly by attracting and retaining top talent.

Jacqueline Bellan

Manager, People Operations, Brio Systems
Brio Systems
peo4you Abstract Design
Vin

My wife's medical emergency resulted in $300,000 in medical bills and over 90 claims - not one of them was denied and all costs covered by our $3800 per year max. She is still going to PT after 140 visits and we don't need to call and get more approvals. The rehab staff rave about our coverage. Also, I was the first patient in over eight years whose PRP treatments were covered, saving me over $3900. This plan really works.

Vin Cannistraro

PEO4YOU Member
vin Featured Logo
peo4you Abstract Design
Chrystin Comeau
Director, Clinic Operations at Cambridge Biotherapies
Sam worked with us to decrease our health costs by nearly 50% without rasing the deductible on employees or limiting the doctor network. These savings enabled us to add additional, valuable benefits. He was always willing to take a call or zoom meeting to explain anything we had questions about. The landscape can be complicated and hard to navigate, but he helped us make great, informed choices.
Chrystin Comeau - PEO4You Testimonial
Jameson Reeves
Owner, Full Grip Games
I got a big health benefits rate increase, and I didn't like the recommendations from my large, nationally recognized employee benefits agency, so I decided to speak with other agencies. None of them could provide the same level of solutions that Sam was able to. Now, we are saving 40% on both medical and overall costs while massively upgrading the health benefits.
Jameson Reeves - PEO4You Testimonial
Jack Bazarbachian
Sako Auto Body, INC
Without changing payroll or undergoing medical underwriting, Sam helped reduce my business's health benefits rates by nearly 50%, all while improving the plan's benefits and network. He made the process effortless.
Jack Bazarbachian - PEO4You Testimonial
Dr. Hoorbod D, DO
Medical Sinai Healthcare PC, NY
The PEO4You plan lowered my family's cost substantially while improving my coverage. I've been so happy with it that friends, family, and colleagues have since joined the plan as well.
Dr Hoorbod - PEO4You Testimonial
Patrick Therrien
Founder & CEO, Nationals Scope Investigations
We were able to save almost 50% on our medical rates while fulfilling everything we were looking for
Patrick - PEO4You Testimonial
Dr. Elion Krok, MD
IMMC Health, NJ
Sam was able to take my family and business's situation and pull through where others failed. I am saving significantly while increasing my access to doctors.
Dr. Elion  - PEO4You Testimonial
Krystal Solimine
Sales Associate at RE/MAX Partners
We are loving the PEO4YOU plan. It is a much smoother experience with claims getting approved quickly. Just a much smoother experience and at a lower price than the alternative. I’m already telling friends and colleagues about it!
Krystal - PEO4You Testimonial
Karen M.

Absolutely loving the plan! Better than all other health benefits plans I have had. They have been flexible with my needs and it feels like I am getting a VIP, concierge treatment from customer service. I come from many years working in the health benefits industry. I didn't think my experience could be this good.
Karen M - PEO4You Testimonial
Alexandra Estrada
Operations Manager at FOUR PAWS
Sam Newland is a valuable asset to our company. Thanks to his expertise and guidance, FOUR PAWS USA has made informed decisions to increase coverage and benefits while reducing costs for both employees and the company. We truly appreciate his efforts to provide our employees with high-quality, affordable plans.
Alexandra - PEO4You Testimonial
Alexander Kady Tschopp
Co, Founders, Tailored Industry
Without changing payroll or going through underwriting, we saved over 50% on our medical plan while upgrading to a PPO, improving benefits, and reducing expected renewal increases. The savings allowed us to add dental and vision coverage and hire a new full-time employee to support our business growth.
Alexander - PEO4You Testimonial
Scarlett Bartlett
Operations Manager, Matthew Cunningham Landscape Design
MCLD has been working with Sam for many years. As we have grown and evolved as a company, they have been providing expert advice for our changing needs to help keep things simple and effiecient for the business and keep our employees happy. If and when anything comes up, we can always be confident that they will be there to help.
Scarlett - PEO4You Testimonial
Chelsea Curtis
Founder, Managing Partner at Seaport Consulting
Sam is an incredible asset to a small business like ours. He was able to balance simplicity with inclusivity and completeness so that we were able to make choices that make our employees happy, and for much less than we expected. In addition to their deep knowledge, they have provided exceptional service by responding quickly and providing thoughtful business solutions.
Chelsea - PEO4You Testimonial
Jacqueline Bellan
Manager, People Operations, Brio Systems
Sam is an expert in HR and Benefits. He took our preferences and guidelines to provide design solutions for both savings and growth strategies. He also spent time ensuring we understood every aspect of the healthcare plans we were considering, which can be challenging. With Sam’s help, we offered great benefits to our team, saved money, and grew quickly by attracting and retaining top talent.
Jacqueline - PEO4You Testimonial
Vin Cannistraro
PEO4YOU Member
My wife's medical emergency resulted in $300,000 in medical bills and over 90 claims - not one of them was denied and all costs covered by our $3800 per year max. She is still going to PT after 140 visits and we don't need to call and get more approvals. The rehab staff rave about our coverage. Also, I was the first patient in over eight years whose PRP treatments were covered, saving me over $3900. This plan really works.
Vin

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