Get a fast estimate of your roofing coverage costs, see how you compare to peers, and uncover real savings opportunities.
What This Means For You
This free tool takes the guesswork out of understanding your insurance savings costs. Instead of trying to piece together information from multiple sources or waiting for a broker callback, you can get clear numbers in about two minutes.
Enter your information below — no account needed, no email required. The results will give you a solid starting point for making informed decisions about your benefits strategy.
Tell Us About Your Business
We'll use this to calculate a rough coverage estimate. No login required.
Please select your state
$
Please enter your annual revenue
Please enter number of employees
Please enter number of subcontractors
Please select at least one roofing type
Rough Annual Estimate
$0 / year
This is a ballpark based on industry averages. Continue for a detailed breakdown.
Unlock your detailed estimate. Provide your contact info below to see a full premium breakdown, savings scenarios, and risk score.
Detailed Information
Refine your estimate with payroll and policy details.
$
Please enter your annual payroll
EMR must be between 0.50 and 2.50
Please enter number of vehicles
$
Contact Information
Required to unlock your full results and savings analysis.
Please enter your name
Please enter your company name
Please enter a valid email
Please enter your phone number
Your Insurance Estimate
Prepared for in
Workers' Compensation
$0
General Liability
$0
Commercial Auto
$0
Inland Marine
$0
Umbrella / Excess
$0
Total Estimated Premium
$0
Peer Benchmark
Savings Scenarios
EMR Improvement
Improve your EMR from 1.00 to 0.90 through better safety programs and claims management.
Toggle to see savingsannual savings on WC
Deductible Increase
Increase your WC deductible from $1,000 to $2,500. Higher deductibles reduce premium cost significantly.
Toggle to see savings8-12% savings on WC
Policy Bundling Discount
Bundle GL, auto, and umbrella with a single carrier through PEO4YOU for a multi-policy discount.
Toggle to see savings10-15% bundling discount
Estimated Premium with Savings
$0
-$0
total potential savings
Your Risk Score
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Get a Free Quote from Our Roofing Insurance Specialist
Your estimate is ready. Let our team at PEO4YOU review your details and find you the best coverage at the lowest premium available in the market.
Review the numbers with your accountant or financial advisor
Identify which option aligns best with your budget and employee needs
Get real quotes to compare against these estimates
Plan for open enrollment timing if you decide to make a change
Common Questions
Is this insurance savings calculator really free?
Yes, completely free with no strings attached. You do not need to create an account, provide an email address, or speak with anyone. The tool runs entirely in your browser and gives you results immediately.
How accurate are these estimates?
The calculations use industry-standard data and published rate tables, so they provide a reliable directional estimate. Your actual costs will depend on your specific situation, location, and the providers you work with. We recommend using these numbers as a starting point for getting real quotes.
What should I do with these results?
Use them as a baseline for informed conversations with brokers, PEOs, or insurance providers. Having these numbers before you talk to a salesperson puts you in a much stronger negotiating position and helps you evaluate whether the proposals you receive are competitive.