This free tool takes the guesswork out of understanding your roofing contractors lower your emr cut your premiums. Instead of trying to piece together information from multiple sources or waiting for a broker callback, you can get clear numbers in about two minutes.
Enter your information below — no account needed, no email required. The results will give you a solid starting point for making informed decisions about your benefits strategy.
Purpose-built tools for roofing contractors. EMR calculators, health funding projections, OSHA safety resources, compliance checklists, and regulatory alerts. All in one platform.
You learn your EMR once a year at renewal. No dashboard, no trend line, no early warning. By the time you see the number, it's too late to change it.
"Improve your safety program" is not a plan. You need to know which specific claims are driving your mod, which are still open, and what closing them would do to your number.
Actuarial multipliers mean nothing. You think in dollars per job, dollars per crew, dollars per year. You need to see "your EMR costs you $X more" to feel urgency.
See exactly how your Experience Modification Rate affects your workers' comp premium. Enter your payroll and EMR to see the dollar impact and what you'd save by improving it.
Compare your health coverage costs across fully insured, level-funded, self-funded, and PEO options. See which funding strategy saves your roofing company the most.
52 roofing-specific bilingual toolbox talks, pre-job safety checklists for 6 job types, one-tap incident reporting, and OSHA audit-ready documentation. Built for the field.
What every roofer needs to know about coverage in 2026. Coverage deep dives, EMR playbook, state-by-state spotlight, subcontractor risk, storm season prep, and a 10-point self-audit checklist. 28 pages.
70% of contractor COIs are non-compliant. This printable checklist covers everything you need to verify before hiring a sub, what your contracts should include, how to monitor ongoing coverage, and the red flags that signal a fake or expired certificate.
Insurance and licensing regulations change constantly. Get plain-English alerts for your state covering carrier actions, OSHA updates, code changes, and new laws that affect your roofing business. Free for all contractors.
Every roofing contractor's biggest savings lever is their EMR. We start there. Our tools track it, our advisors analyze it, and our safety programs actively reduce it. Most brokers don't even mention EMR until renewal.
Bilingual OSHA safety toolbox talks for roofing crews. Subcontractor compliance checklists. NCCI class code 5551 benchmarks in the EMR Calculator. State regulatory alerts. Not generic construction software.
Access to preferred carrier programs and group-rate structures. Average WC premium reduction of 22% in year one. Pay-as-you-go billing to improve cash flow and eliminate audit surprises.
The tools show you the data. Our advisors tell you what to do about it. Quarterly EMR reviews, claims strategy calls, and safety program audits. We don't just give you software and walk away.
Schedule a free 15-minute call with a roofing insurance specialist. We'll pull your actual NCCI mod worksheet and show you exactly where the savings are.
Free · No obligation · 15-minute call · Roofing insurance specialist