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Without havingto change payroll or go through underwriting, we were able to save over 50% on our medical while increasing the network to a PPO, improving benefits and decreasing the expected renewal increases.We saved so much, we were able to add dental and vision, and hire a new full time employee to help grow our business.
Co-Founders, Tailored Industry
[/et_pb_slide][et_pb_slide heading=”Patrick Therrien” image=”https://peo4you.com/wp-content/uploads/2024/11/Testimonial-plans-health-two.png” _builder_version=”4.25.0″ _module_preset=”default” header_level=”h5″ header_font=”Montserrat|700|||||||” header_text_color=”#0f1154″ background_enable_color=”off” background_layout=”light” border_width_all_image=”31px” border_color_all_image=”#FFFFFF” locked=”off” global_colors_info=”{}” sticky_transition=”on”]
We were able to save almost 50% on our medical rates while fulfilling everything we were looking.
Founder & CEO, Nationals Scope Investigations
[/et_pb_slide][et_pb_slide heading=”Jameson Reeves” image=”https://peo4you.com/wp-content/uploads/2024/11/Testimonial-plans-health-three.png” _builder_version=”4.25.0″ _module_preset=”default” header_level=”h5″ header_font=”Montserrat|700|||||||” header_text_color=”#0f1154″ background_enable_color=”off” background_layout=”light” border_width_all_image=”31px” border_color_all_image=”#FFFFFF” locked=”off” global_colors_info=”{}” sticky_transition=”on”]
I got a big health insurance rate increase, and I didn’t like the recommendations from my large, nationally recognized employee benefits agency, so I decided to speak with other agencies. None of them could provide the same level of solutions that NGI was able to. Now, we are saving 40% on both medical and overall costs while massively upgrading the health insurance benefits.
Owner, Full Grip Games
[/et_pb_slide][et_pb_slide heading=”Scarlett Bartlett” image=”https://peo4you.com/wp-content/uploads/2024/11/Testimonial-plans-health-ten.png” _builder_version=”4.25.0″ _module_preset=”default” header_level=”h5″ header_font=”Montserrat|700|||||||” header_text_color=”#0f1154″ background_enable_color=”off” background_layout=”light” border_width_all_image=”31px” border_color_all_image=”#FFFFFF” locked=”off” global_colors_info=”{}” sticky_transition=”on”]
MCLD has been working with Sam and Sam for many years. As we have grown and evolved as a company, they have been providing expert advice for our changing needs to help keep things simple and effiecient for the business and keep our employees happy. If and when anything comes up, we can always be confident that they will be there to help.
Operations Manager, Matthew Cunningham Landscape Design
[/et_pb_slide][et_pb_slide heading=”Alexandra Estrada” image=”https://peo4you.com/wp-content/uploads/2024/11/Testimonial-plans-health-thirteen.png” admin_title=”Alexandra Estrada” _builder_version=”4.25.0″ _module_preset=”default” header_level=”h5″ header_font=”Montserrat|700|||||||” header_text_color=”#0f1154″ background_enable_color=”off” background_layout=”light” locked=”off” global_colors_info=”{}” sticky_transition=”on”]
Sam Newland is an incredible asset to our company. Due to his extensive knowledge and guidance, FOUR PAWS USA has been able to make informed decisions to increase coverage and benefits while cutting costs for both employees and the company. We continually preciate his effort to ensure our employees are provided with high-quality, robust plans at affordable prices.
Opertarions Manager at FOUR PAWS
[/et_pb_slide][et_pb_slide heading=”Jack Bazarbachian” image=”https://peo4you.com/wp-content/uploads/2024/11/Testimonial-plans-health-twelve.png” admin_title=”Jack Bazarbachian” _builder_version=”4.25.0″ _module_preset=”default” header_level=”h5″ header_font=”Montserrat|700|||||||” header_text_color=”#0f1154″ background_enable_color=”off” background_layout=”light” locked=”off” global_colors_info=”{}” sticky_transition=”on”]
Without having to chane payroll or do medical underwriting, Sam was able to help save my business’s health insurance rates by almost 50% while improving the plan’s benefits and network. He made it easy.
Sako Auto Body, INC
[/et_pb_slide][et_pb_slide heading=”Chelsea Curtis” image=”https://peo4you.com/wp-content/uploads/2024/11/Testimonial-plans-health-fourteen.png” admin_title=”Chelsea Curtis” _builder_version=”4.25.0″ _module_preset=”default” header_level=”h5″ header_font=”Montserrat|700|||||||” header_text_color=”#0f1154″ background_enable_color=”off” background_layout=”light” locked=”off” global_colors_info=”{}” sticky_transition=”on”]
Sam are an incredible asset to a small business like ours. Sam was able to balance simplicity with inclusivity and completeness so that we were able to make choices that sacel, are making our employees happy, and for much less than we expected. In addition to their deep knowledge, they have provided exceptional service by responding quickly and providing thoughtful business solutions.
Founder, Managing Partner at Seaport Consulting
[/et_pb_slide][et_pb_slide heading=”Jacqueline Bellan” image=”https://peo4you.com/wp-content/uploads/2024/11/Testimonial-plans-health-fivteen.png” admin_title=”Jacqueline Bellan” _builder_version=”4.25.0″ _module_preset=”default” header_level=”h5″ header_font=”Montserrat|700|||||||” header_text_color=”#0f1154″ background_enable_color=”off” background_layout=”light” locked=”off” global_colors_info=”{}” sticky_transition=”on”]
Sam is a real expert in the HR + Benefits sapace. He was able to take the prferences and guidelines we shared with him and provide design solutions for both savings and business growth strategies. He was also able to spend time with us to ensure we fully understand each aspect of the health care plans we were considering and, ultimately, offering – which, can be a difficult feat in it self. By working with Sam, we were able to provide fantastic benefits to our team and save significant mondey. More importantly, we were able to grow quickly by more easily attracting and retaining top talent
Manager, People Operations, Brio Systems
[/et_pb_slide][et_pb_slide heading=”Chrystin Comeau” image=”https://peo4you.com/wp-content/uploads/2024/11/Testimonial-plans-health-sixteen.png” admin_title=”Chrystin Comeau” _builder_version=”4.25.0″ _module_preset=”default” header_level=”h5″ header_font=”Montserrat|700|||||||” header_text_color=”#0f1154″ background_enable_color=”off” background_layout=”light” locked=”off” global_colors_info=”{}” sticky_transition=”on”]
Sam worked with us to decrease our health costs by nearly 50% without rasing the deductible on employees or limiting the doctor network. These savings enabled us to add additional, valuable benefits. He was always willing to take a call or zoom meeting to epxlain anything we had questions about. The insurance landscape can be complicated and hard to navigate, but us make great, informed choices.
Director, Clinic Operations at Cambridge Biotherapies
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PEO4YOU
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More Health, More Benefits.
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PEO4YOU offers healthcare benefits to independent contractors and small businesses that cannot otherwise participate in a group insurance plan due to size.
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For Independents
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Those working independently and want health benefits plus the benefits. You are in the right place.
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Companies
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You won’t find a better way to provide health benefits to your employees.
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Serving clients across the US
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Get Started
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Book a free consultation
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The Largest Network in the Country
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Same Rates Nationwide.
[/et_pb_text][et_pb_button button_text=”View Case Studies” button_alignment_tablet=”” button_alignment_phone=”center” button_alignment_last_edited=”on|phone” _builder_version=”4.25.0″ _module_preset=”0d1bd819-29ab-4002-8db0-984e29ce279b” custom_button=”on” button_text_size=”18px” button_text_color=”#0f1154″ button_bg_color=”rgba(240,243,251,0)” button_border_width=”2px” button_border_color=”#ffc56e” button_border_radius=”0px” button_font=”Roboto|500|||||||” button_use_icon=”off” custom_padding=”14px|24px|14px|24px|true|true” global_colors_info=”{}”][/et_pb_button][/et_pb_column][/et_pb_row][/et_pb_section][et_pb_section fb_built=”1″ _builder_version=”4.25.0″ _module_preset=”default” custom_padding=”12px|||||” locked=”off” global_colors_info=”{}”][et_pb_row _builder_version=”4.25.0″ _module_preset=”default” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.25.0″ _module_preset=”default” global_colors_info=”{}”][et_pb_heading title=”Know Your Health & Wellness Benefits” _builder_version=”4.25.0″ _module_preset=”default” title_level=”h2″ title_font=”Montserrat|700|||||||” title_text_align=”center” title_text_color=”#0f1154″ locked=”off” global_colors_info=”{}”][/et_pb_heading][et_pb_code _builder_version=”4.25.0″ _module_preset=”default” hover_enabled=”0″ global_module=”1355″ saved_tabs=”all” locked=”off” global_colors_info=”{}” sticky_enabled=”0″]
MEDICAL
Network: BCBS PPO National Network
Deductible: $1,000
Coinsurance: 80/20
Out-of-Pocket Max: $3,800
Primary Care Co-pay: $25
Wellness Visit: No Charge
DENTAL
Provider: Principal PPO Dental
Deductible: $50 per year
Preventative: 100% (No Deductible)
Basic: 80% After Deductible
Major: 50% After Deductible
Max Benefit: $2,000 per calendar year
VISION
Provider: VSP Vision
Exam: $10 copay (1 exam/12 months)
Glasses: $25 copay for single lenses
Frames: Up to $250 every 24 months
Contacts: Up to $250 every 12 months
LIFE
Death Benefit: $10,000
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[/et_pb_accordion_item][/et_pb_accordion][et_pb_heading title=”H&W, Dental, Vision and Life benefits are part of a benefits package.” _builder_version=”4.25.0″ _module_preset=”default” title_level=”h2″ title_font=”Montserrat|700|||||||” title_text_align=”center” title_text_color=”#0f1154″ custom_margin=”||5px|||” locked=”off” global_colors_info=”{}”][/et_pb_heading][et_pb_heading title=”5 year average renewal of less than 3% – Trust established in 1958 – BCBS network since 2004 – Enrollment available year round – No underwriting” _builder_version=”4.25.0″ _module_preset=”default” title_level=”h4″ title_font=”Arimo|500|||||||” title_text_align=”center” title_text_color=”#0f1154″ title_font_size=”14px” custom_margin=”||16px|||” locked=”off” global_colors_info=”{}”][/et_pb_heading][et_pb_code raw_content_tablet=”
H&W 125 | DENTAL 125 | VISION 125 | LIFE 10K | ADMIN125 | Union | Total | |
---|---|---|---|---|---|---|---|
Employee Only | $731.00 | $65.00 | $10.00 | $5.00 | $100.00 | $27.00 | $938.00 |
Employee + Spouse | $1,500.00 | $130.00 | $22.00 | $5.00 | $200.00 | $27.00 | $1,884.00 |
Employee + (Children) | $1,146.00 | $130.00 | $22.00 | $5.00 | $200.00 | $27.00 | $1,530.00 |
Employee + Family | $1,636.00 | $190.00 | $35.00 | $5.00 | $200.00 | $27.00 | $2,093.00 |
Waived Employees | $5.00 | $27.00 | $32.00 |
” raw_content_phone=”
H&W 125 | DENTAL 125 | VISION 125 | LIFE 10K | ADMIN125 | Union | Total | |
---|---|---|---|---|---|---|---|
Employee Only | $731.00 | $65.00 | $10.00 | $5.00 | $100.00 | $27.00 | $938.00 |
Employee + Spouse | $1,500.00 | $130.00 | $22.00 | $5.00 | $200.00 | $27.00 | $1,884.00 |
Employee + (Children) | $1,146.00 | $130.00 | $22.00 | $5.00 | $200.00 | $27.00 | $1,530.00 |
Employee + Family | $1,636.00 | $190.00 | $35.00 | $5.00 | $200.00 | $27.00 | $2,093.00 |
Waived Employees | $5.00 | $27.00 | $32.00 |
” raw_content_last_edited=”on|desktop” _builder_version=”4.25.0″ _module_preset=”default” global_module=”1339″ global_colors_info=”{}”]
H&W 125 | DENTAL 125 | VISION 125 | LIFE 10K | ADMIN125 | Union | Total | |
---|---|---|---|---|---|---|---|
Employee Only | $731.00 | $65.00 | $10.00 | $5.00 | $100.00 | $27.00 | $938.00 |
Employee + Spouse | $1,500.00 | $130.00 | $22.00 | $5.00 | $200.00 | $27.00 | $1,884.00 |
Employee + (Children) | $1,146.00 | $130.00 | $22.00 | $5.00 | $200.00 | $27.00 | $1,530.00 |
Employee + Family | $1,636.00 | $190.00 | $35.00 | $5.00 | $200.00 | $27.00 | $2,093.00 |
Waived Employees | $5.00 | $27.00 | $32.00 |
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Health
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Protect your well-being with flexible and affordable health coverage. Get peace of mind knowing you’re prepared for any situation. Find the best plan for you today!
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Dental
[/et_pb_text][et_pb_text _builder_version=”4.25.0″ _module_preset=”ff518096-fd45-48c0-8edd-f1c449eb99fb” text_font=”Roboto|500|||||||” text_text_color=”rgba(15,17,84,0.64)” text_font_size=”16px” text_line_height=”180%” text_orientation=”center” text_font_size_tablet=”15px” text_font_size_phone=”13px” text_font_size_last_edited=”on|desktop” locked=”off” global_colors_info=”{}”]
Smile confidently with our comprehensive dental insurance. Cover routine check-ups, procedures, and more. Enroll now and keep your dental health in check!
[/et_pb_text][/et_pb_column][/et_pb_row][et_pb_row column_structure=”1_2,1_2″ make_equal=”on” custom_padding_last_edited=”on|tablet” _builder_version=”4.16.0″ _module_preset=”default” custom_padding_tablet=”0px||||false|false” custom_padding_phone=”||0px||false|false” global_colors_info=”{}”][et_pb_column type=”1_2″ _builder_version=”4.16.0″ _module_preset=”default” background_color=”rgba(0,201,201,0.1)” custom_padding=”60px|30px|60px|30px|true|true” custom_padding_tablet=”60px|30px|60px|30px|true|true” custom_padding_phone=”|20px||20px|true|true” custom_padding_last_edited=”on|phone” global_colors_info=”{}”][et_pb_icon font_icon=”||fa||400″ icon_color=”#00C9C9″ icon_width=”46px” _builder_version=”4.25.0″ _module_preset=”default” locked=”off” global_colors_info=”{}”][/et_pb_icon][et_pb_text _builder_version=”4.25.0″ _module_preset=”f07e4c19-df6a-4a1c-ba9b-f1eac659f65f” header_3_font=”Montserrat|700|||||||” header_3_text_color=”#0F1154″ header_3_font_size=”18px” header_3_line_height=”1.4em” text_orientation=”center” custom_margin=”||0px||false|false” header_3_font_size_tablet=”16px” header_3_font_size_phone=”14px” header_3_font_size_last_edited=”on|phone” locked=”off” global_colors_info=”{}”]
Vision
[/et_pb_text][et_pb_text _builder_version=”4.25.0″ _module_preset=”ff518096-fd45-48c0-8edd-f1c449eb99fb” text_font=”Roboto|500|||||||” text_text_color=”rgba(15,17,84,0.64)” text_font_size=”16px” text_line_height=”180%” text_orientation=”center” text_font_size_tablet=”15px” text_font_size_phone=”13px” text_font_size_last_edited=”on|desktop” locked=”off” global_colors_info=”{}”]
Take care of your eyes without breaking the bank. Our vision insurance offers extensive coverage for exams, glasses, and contacts. Start saving on vision care today!
[/et_pb_text][/et_pb_column][et_pb_column type=”1_2″ _builder_version=”4.16.0″ _module_preset=”default” background_color=”rgba(15,17,84,0.1)” custom_padding=”60px|30px|60px|30px|true|true” custom_padding_tablet=”60px|30px|60px|30px|true|true” custom_padding_phone=”|20px||20px|true|true” custom_padding_last_edited=”on|phone” global_colors_info=”{}”][et_pb_icon font_icon=”||fa||900″ icon_color=”#0F1154″ icon_width=”46px” _builder_version=”4.25.0″ _module_preset=”default” locked=”off” global_colors_info=”{}”][/et_pb_icon][et_pb_text _builder_version=”4.25.0″ _module_preset=”f07e4c19-df6a-4a1c-ba9b-f1eac659f65f” header_3_font=”Montserrat|700|||||||” header_3_text_color=”#0F1154″ header_3_font_size=”18px” header_3_line_height=”1.4em” text_orientation=”center” custom_margin=”||0px||false|false” header_3_font_size_tablet=”16px” header_3_font_size_phone=”14px” header_3_font_size_last_edited=”on|phone” locked=”off” global_colors_info=”{}”]
Benefits
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Customize your insurance with add-on benefits to cover every aspect of your life. From wellness perks to extended coverage, we have you covered. Explore our benefits now!
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